Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Inverite Insights had a gross margin of -18.25% for the quarter that ended in Dec. 2025 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Inverite Insights Gross Margin % Related Terms
Inverite Insights Gross Margin % Historical Data
* Premium members only.
The historical data trend for Inverite Insights's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Inverite Insights's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inverite Insights Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Inverite Insights's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Inverite Insights's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Inverite Insights (INVRF) has a Gross Margin % of -18.25% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Inverite Insights and its competitors. According to the industry distribution chart, Inverite Insights ranks #371 out of 387 companies in the Credit Services industry, placing it in the top 95.9%.
Is Inverite Insights' Gross Margin % too high?
Inverite Insights' current Gross Margin % is -18.25%. Based on the distribution chart, Inverite Insights ranks #371 out of 387 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Inverite Insights has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Inverite Insights ranks #371 out of 387 companies for Gross Margin %. This places Inverite Insights in the lower half of its industry. The industry median Gross Margin % is 51.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Inverite Insights and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inverite Insights's current Gross Margin % is -18.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current Gross Margin % of -18.25%. The stock's GF Value™ is $0.23, compared to a current price of $0.20 — trading 14.1% below its estimated fair value. The current Gross Margin % is -18.25%. Inverite Insights' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Inverite Insights (INVRF), the current Gross Margin % is -18.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inverite Insights (INVRF) Overvalued in 2026?
Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued.
The current stock price of $0.20 is trading 14.1% below its estimated GF Value™ of $0.23.
Key valuation signals for INVRF:
Gross Margin %: -18.25%
GF Value™: $0.23 vs. price of $0.20 (14.1% below fair value)
No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
32GF Score
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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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