INVRF (Inverite Insights) ROC (Joel Greenblatt) %: -61,680.00% (As of Dec. 2025)


INVRF Inverite Insights Inc INVRF
30 GF Score
Price $0.20
GF Value $0.21
! 5 Warning Signs
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What is Inverite Insights ROC (Joel Greenblatt) %?

Inverite Insights INVRF -2.35% 30 ROC (Joel Greenblatt) % is -61,680.00% as of Dec. 2025. GuruFocus rates INVRF with a GF Score™ of 30/100 and a GF Value™ of $0.21. The stock has 5 warning signs investors should review. Among 411 Credit Services companies, Inverite Insights ranks worse than 98.78% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Inverite Insights's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -61,680.00%.

The historical rank and industry rank for Inverite Insights's ROC (Joel Greenblatt) % or its related term are showing as below:

INVRF' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -28750   Med: -1922.09   Max: 1280
Current: -28750

During the past 8 years, Inverite Insights's highest ROC (Joel Greenblatt) % was 1280.00%. The lowest was -28750.00%. And the median was -1922.09%.

INVRF's ROC (Joel Greenblatt) % is ranked worse than
98.78% of 411 companies
in the Credit Services industry
Industry Median: 38.99 vs INVRF: -28750.00

Inverite Insights's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Inverite Insights  (OTCPK:INVRF) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Inverite Insights ROC (Joel Greenblatt) % Related Terms


Inverite Insights ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Inverite Insights's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inverite Insights ROC (Joel Greenblatt) % Chart

Inverite Insights Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial -804.10 -2,775.10 -17,758.97 653.85 -21,225.00

Inverite Insights Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -26,892.31 -29,066.67 -17,733.33 -13,018.18 -61,680.00

INVRF vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Inverite Insights's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inverite Insights ROC (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Inverite Insights's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Inverite Insights's ROC (Joel Greenblatt) % falls into.


INVRF
30GF Score
Inverite Insights Inc INVRF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Inverite Insights ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.106 + 0 + 0.024) - (1.045 + 0 + 0)
=-0.915

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.122 + 0 + 0.11) - (0.955 + 0 + 0.00099999999999989)
=-0.724

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Inverite Insights for the quarter that ended in Dec. 2025 can be restated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-3.084/( ( (0.005 + max(-0.915, 0)) + (0.005 + max(-0.724, 0)) )/ 2 )
=-3.084/( ( 0.005 + 0.005 )/ 2 )
=-3.084/0.005
=-61,680.00 %

Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of -61,680.00% mean?
Inverite Insights (INVRF) has a ROC (Joel Greenblatt) % of -61,680.00% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Inverite Insights and its competitors. According to the industry distribution chart, Inverite Insights ranks #406 out of 411 companies in the Credit Services industry, placing it in the top 98.8%.
Is Inverite Insights' ROC (Joel Greenblatt) % too high?
Inverite Insights' current ROC (Joel Greenblatt) % is -61,680.00%. Based on the distribution chart, Inverite Insights ranks #406 out of 411 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Inverite Insights has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Inverite Insights ranks #406 out of 411 companies for ROC (Joel Greenblatt) %. This places Inverite Insights in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Inverite Insights and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inverite Insights's current ROC (Joel Greenblatt) % is -61,680.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current ROC (Joel Greenblatt) % of -61,680.00%. The stock's GF Value™ is $0.21, compared to a current price of $0.20 — trading 5.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is -61,680.00%. Inverite Insights' overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Inverite Insights (INVRF), the current ROC (Joel Greenblatt) % is -61,680.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inverite Insights (INVRF) Overvalued in 2026?

Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued. The current stock price of $0.20 is trading 5.9% below its estimated GF Value™ of $0.21.

Key valuation signals for INVRF:

  • ROC (Joel Greenblatt) %: -61,680.00%
  • GF Value™: $0.21 vs. price of $0.20 (5.9% below fair value)
  • GF Score™: 30/100 with 5 warning signs

No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inverite Insights Business Description

Other Exchanges 2V0:GermanyINVR:Canada
Address 999 Canada Place, Suite 404, Vancouver, BC, CAN, V6C 3E2.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
30GF Score

Get the complete analysis for INVRF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
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$0.21
GF Value