INVRF (Inverite Insights) Moat Score: 2/10 (As of Jun. 29, 2026)


INVRF Inverite Insights Inc INVRF
32 GF Score
Price $0.20
GF Value $0.23
! 5 Warning Signs
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What is Inverite Insights Moat Score?

Inverite Insights INVRF 32 Moat Score is 2 as of Jun. 29, 2026. GuruFocus rates INVRF with a GF Score™ of 32/100 and a GF Value™ of $0.23. The stock has 5 warning signs investors should review. Among 566 Credit Services companies, Inverite Insights ranks better than 89.05% on this metric.

Inverite Insights has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Inverite Insights has No Moat: Inverite Insights operates in a competitive industry with low barriers to entry. It lacks significant market share, network effects, or proprietary technology that would provide a durable competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Inverite Insights might have No Moat - Very weak/transient advantages.

Inverite Insights  (OTCPK:INVRF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Inverite Insights Moat Score Related Terms

INVRF vs V, MA, AXP: Moat Score Comparison

For the Credit Services subindustry, Inverite Insights's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Inverite Insights Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Inverite Insights's Moat Score distribution charts can be found below:

* The bar in red indicates where Inverite Insights's Moat Score falls into.


INVRF
32GF Score
Inverite Insights Inc INVRF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Inverite Insights (INVRF) has a Moat Score of 2 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Inverite Insights ranks #62 out of 566 companies in the Credit Services industry, placing it in the top 11%.
Is Inverite Insights' Moat Score too high?
Inverite Insights' current Moat Score is 2. Based on the distribution chart, Inverite Insights ranks #62 out of 566 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Inverite Insights has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' Moat Score compare to V and MA?
According to the Credit Services industry distribution chart, Inverite Insights ranks #62 out of 566 companies for Moat Score. This places Inverite Insights in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Inverite Insights's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current Moat Score of 2. The stock's GF Value™ is $0.23, compared to a current price of $0.20 — trading 14.1% below its estimated fair value. The current Moat Score is 2. Inverite Insights' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Inverite Insights (INVRF), the current Moat Score is 2 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inverite Insights (INVRF) Overvalued in 2026?

Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued. The current stock price of $0.20 is trading 14.1% below its estimated GF Value™ of $0.23.

Key valuation signals for INVRF:

  • Moat Score: 2
  • GF Value™: $0.23 vs. price of $0.20 (14.1% below fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Inverite Insights Business Description

Other Exchanges 2V0:GermanyINVR:Canada
Address 999 Canada Place, Suite 404, Vancouver, BC, CAN, V6C 3E2.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
32GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.23
GF Value