INVRF (Inverite Insights) Retained Earnings: $-19.48 Mil (As of Dec. 2025)


INVRF Inverite Insights Inc INVRF
30 GF Score
Price $0.20
GF Value $0.21
! 5 Warning Signs
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What is Inverite Insights Retained Earnings?

Inverite Insights INVRF -2.35% 30 Retained Earnings is $-19.48 Mil as of Dec. 2025. GuruFocus rates INVRF with a GF Score™ of 30/100 and a GF Value™ of $0.21. The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Inverite Insights's retained earnings for the quarter that ended in Dec. 2025 was $-19.48 Mil.

Inverite Insights's quarterly retained earnings increased from Jun. 2025 ($-18.64 Mil) to Sep. 2025 ($-18.63 Mil) but then declined from Sep. 2025 ($-18.63 Mil) to Dec. 2025 ($-19.48 Mil).

Inverite Insights's annual retained earnings declined from Dec. 2022 ($-15.86 Mil) to Dec. 2023 ($-16.15 Mil) and declined from Dec. 2023 ($-16.15 Mil) to Mar. 2025 ($-17.47 Mil).


Inverite Insights  (OTCPK:INVRF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Inverite Insights Retained Earnings Historical Data

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The historical data trend for Inverite Insights's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inverite Insights Retained Earnings Chart

Inverite Insights Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar25
Retained Earnings
Get a 7-Day Free Trial -8.77 -12.73 -15.86 -16.15 -17.47

Inverite Insights Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.17 -17.47 -18.64 -18.63 -19.48
INVRF
30GF Score
Inverite Insights Inc INVRF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Inverite Insights Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-19.48 Mil mean?
Inverite Insights (INVRF) has a Retained Earnings of $-19.48 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Inverite Insights and its competitors.
Is Inverite Insights' Retained Earnings too high?
Inverite Insights' current Retained Earnings is $-19.48 Mil. Overall, Inverite Insights has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' Retained Earnings compare to V and MA?
Inverite Insights' Retained Earnings of $-19.48 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Inverite Insights and its competitors. Inverite Insights's current Retained Earnings is $-19.48 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current Retained Earnings of $-19.48 Mil. The stock's GF Value™ is $0.21, compared to a current price of $0.20 — trading 5.9% below its estimated fair value. The current Retained Earnings is $-19.48 Mil. Inverite Insights' overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Inverite Insights (INVRF), the current Retained Earnings is $-19.48 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inverite Insights (INVRF) Overvalued in 2026?

Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued. The current stock price of $0.20 is trading 5.9% below its estimated GF Value™ of $0.21.

Key valuation signals for INVRF:

  • Retained Earnings: $-19.48 Mil
  • GF Value™: $0.21 vs. price of $0.20 (5.9% below fair value)
  • GF Score™: 30/100 with 5 warning signs

No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inverite Insights Business Description

Other Exchanges 2V0:GermanyINVR:Canada
Address 999 Canada Place, Suite 404, Vancouver, BC, CAN, V6C 3E2.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
30GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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