Axactor ASAOSL:ACR +1.68%53 Days Payable is 12.41 as of Mar. 2026, which is 17% below its 10-year median of 14.88. GuruFocus rates OSL:ACR with a GF Score™ of 53/100 and a GF Value™ of kr5.21 (Fairly Valued). The stock has 3 warning signs investors should review. Among 300 Credit Services companies, Axactor ASA ranks worse than 70.67% on this metric.
The historical rank and industry rank for Axactor ASA's Days Payable or its related term are showing as below:
OSL:ACR'
s Days Payable Range Over the Past 10 Years
Min: 10.69 Med: 14.88 Max: 82.25
Current: 11.96
During the past 13 years, Axactor ASA's highest Days Payable was 82.25. The lowest was 10.69. And the median was 14.88.
OSL:ACR's Days Payable is ranked worse than 70.67% of 300
companies
in the Credit Services industry
Industry Median: 33.405
vs OSL:ACR: 11.96
Axactor ASA's Days Payable
increased
from Mar. 2025 (10.99) to Mar. 2026 (12.41).
It may suggest that Axactor ASAdelayed paying its suppliers.
Axactor ASA Days Payable Related Terms
Axactor ASA Days Payable Historical Data
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The historical data trend for Axactor ASA's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Axactor ASA's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axactor ASA Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Axactor ASA's Days Payable distribution charts can be found below:
* The bar in red indicates where Axactor ASA's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Axactor ASA's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axactor ASA (OSL:ACR) has a Days Payable of 12.41 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Axactor ASA and its competitors. This is 17% below median its historical median of 14.88. Over the past decade, Axactor ASA's Days Payable has ranged from 10.69 to 82.25. According to the industry distribution chart, Axactor ASA ranks #212 out of 300 companies in the Credit Services industry, placing it in the top 70.7%.
Is Axactor ASA's Days Payable too high?
Axactor ASA's current Days Payable of 12.41 is 17% below median its 10-year median of 14.88. Over the past 10 years, this metric has ranged from a low of 10.69 to a high of 82.25. The Credit Services industry median Days Payable is 33.41. Axactor ASA's value of 12.41 is 62.8% below this industry median. Based on the distribution chart, Axactor ASA ranks #212 out of 300 companies in the Credit Services industry, which is below the industry midpoint. Overall, Axactor ASA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axactor ASA's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Axactor ASA ranks #212 out of 300 companies for Days Payable. This places Axactor ASA in the lower half of its industry. The industry median Days Payable is 33.41. Axactor ASA's value of 12.41 is 62.8% below this benchmark. Historically, Axactor ASA's own Days Payable has ranged from 10.69 to 82.25 over the past decade. While the company's 10-year median is 14.88 vs. the industry median of 33.41, Axactor ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axactor ASA's current Days Payable of 12.41 is 62.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Axactor ASA and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axactor ASA's current Days Payable is 12.41, which is 17% below median its own 10-year median of 14.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axactor ASA stock overvalued right now?
Based on GuruFocus' analysis, Axactor ASA (OSL:ACR) is currently considered Fairly Valued. The stock's GF Value™ is kr5.21, compared to a current price of kr4.85 — trading 6.9% below its estimated fair value. The current Days Payable is 12.41, which is 17% below median its 10-year median of 14.88 and 62.8% below the Credit Services industry median of 33.41. Axactor ASA's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Axactor ASA (OSL:ACR), the current Days Payable is 12.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axactor ASA (OSL:ACR) Overvalued in 2026?
Based on GuruFocus' analysis, Axactor ASA stock appears to be undervalued.
The current stock price of kr4.85 is trading 6.9% below its estimated GF Value™ of kr5.21.
GuruFocus considers Axactor ASA to be Fairly Valued.
Key valuation signals for OSL:ACR:
Days Payable: 12.41 (17% below median its 10-year median of 14.88)
GF Value™: kr5.21 vs. price of kr4.85 (6.9% below fair value)
Industry Position: 62.8% below the Credit Services median (#212 of 300)
No single metric tells the full story. See the OSL:ACR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axactor ASA is a European-based company, investing in non-performing loan portfolios and offering services within debt collection. The company operates in two segments: Non-performing loans (NPL) and Third-party collection (3PC). The NPL segment invests in portfolios of non-performing loans, which are presented as 'Purchased loan portfolios' in the consolidated statement of financial position. The 3PC segment focuses on performing debt collection services on behalf of third-party clients. The group operates in Finland, Germany, Italy, Norway, Spain, and Sweden. The majority of its revenue comes from interest earned on purchased loan portfolios.
53GF Score
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