Axactor ASAOSL:ACR +0.51%52 Return-on-Tangible-Equity is 1.71% as of Mar. 2026, which is 18% below its 10-year median of 2.09. GuruFocus rates OSL:ACR with a GF Score™ of 52/100 and a GF Value™ of kr5.20 (Fairly Valued). The stock has 3 warning signs investors should review. Among 522 Credit Services companies, Axactor ASA ranks better than 58.43% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Axactor ASA's annualized net income for the quarter that ended in Mar. 2026 was kr60 Mil. Axactor ASA's average shareholder tangible equity for the quarter that ended in Mar. 2026 was kr3,491 Mil. Therefore, Axactor ASA's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.71%.
The historical rank and industry rank for Axactor ASA's Return-on-Tangible-Equity or its related term are showing as below:
OSL:ACR'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -25.62 Med: 2.09 Max: 12.71
Current: 9.5
During the past 13 years, Axactor ASA's highest Return-on-Tangible-Equity was 12.71%. The lowest was -25.62%. And the median was 2.09%.
OSL:ACR's Return-on-Tangible-Equity is ranked better than 58.43% of 522
companies
in the Credit Services industry
Industry Median: 7.055
vs OSL:ACR: 9.50
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Axactor ASA Return-on-Tangible-Equity Related Terms
Axactor ASA Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Axactor ASA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSL:ACR vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Axactor ASA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axactor ASA Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Axactor ASA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Axactor ASA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.71% mean?
Axactor ASA (OSL:ACR) has a Return-on-Tangible-Equity of 1.71% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Axactor ASA and its competitors. This is 18% below median its historical median of 2.09. According to the industry distribution chart, Axactor ASA ranks #217 out of 522 companies in the Credit Services industry, placing it in the top 41.6%.
Is Axactor ASA's Return-on-Tangible-Equity too high?
Axactor ASA's current Return-on-Tangible-Equity of 1.71% is 18% below median its 10-year median of 2.09. The Credit Services industry median Return-on-Tangible-Equity is 7.06. Axactor ASA's value of 1.71% is 75.8% below this industry median. Based on the distribution chart, Axactor ASA ranks #217 out of 522 companies in the Credit Services industry, which is above the industry midpoint. Overall, Axactor ASA has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axactor ASA's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Axactor ASA ranks #217 out of 522 companies for Return-on-Tangible-Equity. This puts Axactor ASA in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.06. Axactor ASA's value of 1.71% is 75.8% below this benchmark. While the company's 10-year median is 2.09 vs. the industry median of 7.06, Axactor ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axactor ASA's current Return-on-Tangible-Equity of 1.71% is 75.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Axactor ASA and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axactor ASA's current Return-on-Tangible-Equity is 1.71%, which is 18% below median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axactor ASA stock overvalued right now?
Based on GuruFocus' analysis, Axactor ASA (OSL:ACR) is currently considered Fairly Valued. The stock's GF Value™ is kr5.20, compared to a current price of kr4.90 — trading 5.9% below its estimated fair value. The current Return-on-Tangible-Equity is 1.71%, which is 18% below median its 10-year median of 2.09 and 75.8% below the Credit Services industry median of 7.06. Axactor ASA's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Axactor ASA (OSL:ACR), the current Return-on-Tangible-Equity is 1.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axactor ASA (OSL:ACR) Overvalued in 2026?
Based on GuruFocus' analysis, Axactor ASA stock appears to be undervalued.
The current stock price of kr4.90 is trading 5.9% below its estimated GF Value™ of kr5.20.
GuruFocus considers Axactor ASA to be Fairly Valued.
Key valuation signals for OSL:ACR:
Return-on-Tangible-Equity: 1.71% (18% below median its 10-year median of 2.09)
GF Value™: kr5.20 vs. price of kr4.90 (5.9% below fair value)
Industry Position: 75.8% below the Credit Services median (#217 of 522)
No single metric tells the full story. See the OSL:ACR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axactor ASA is a European-based company, investing in non-performing loan portfolios and offering services within debt collection. The company operates in two segments: Non-performing loans (NPL) and Third-party collection (3PC). The NPL segment invests in portfolios of non-performing loans, which are presented as 'Purchased loan portfolios' in the consolidated statement of financial position. The 3PC segment focuses on performing debt collection services on behalf of third-party clients. The group operates in Finland, Germany, Italy, Norway, Spain, and Sweden. The majority of its revenue comes from interest earned on purchased loan portfolios.
52GF Score
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