Axactor ASA (OSL:ACR) Equity-to-Asset: 0.25 (As of Jun. 2026) — 14% Below Median

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Director of Data and Quant Analytics at GuruFocus
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OSL:ACR Axactor ASA OSL:ACR
35 GF Score
Price kr5.29
GF Value kr1.67
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Axactor ASA Equity-to-Asset?

Axactor ASA OSL:ACR -4.68% 35 Equity-to-Asset is 0.25 as of Jun. 2026, which is 14% below its 10-year median of 0.29. GuruFocus rates OSL:ACR with a GF Score™ of 35/100 and a GF Value™ of kr1.67 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 550 Credit Services companies, Axactor ASA ranks worse than 62.18% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Axactor ASA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr2,897.50 Mil. Axactor ASA's Total Assets for the quarter that ended in Jun. 2026 was kr11,602.75 Mil. Therefore, Axactor ASA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.25.

The historical rank and industry rank for Axactor ASA's Equity-to-Asset or its related term are showing as below:

OSL:ACR' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.21   Med: 0.29   Max: 0.65
Current: 0.25

During the past 13 years, the highest Equity to Asset Ratio of Axactor ASA was 0.65. The lowest was 0.21. And the median was 0.29.

OSL:ACR's Equity-to-Asset is ranked worse than
62.18% of 550 companies
in the Credit Services industry
Industry Median: 0.4 vs OSL:ACR: 0.25

Axactor ASA  (OSL:ACR) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Axactor ASA Equity-to-Asset Related Terms


Axactor ASA Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Axactor ASA's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axactor ASA Equity-to-Asset Chart

Axactor ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.29 0.30 0.27 0.29

Axactor ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.28 0.29 0.30 0.25

OSL:ACR vs V, MA, AXP: Equity-to-Asset Comparison

For the Credit Services subindustry, Axactor ASA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axactor ASA Equity-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Axactor ASA's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Axactor ASA's Equity-to-Asset falls into.


OSL:ACR
35GF Score
Axactor ASA OSL:ACR
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Axactor ASA Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Axactor ASA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=4352.322/14821.958
=0.29

Axactor ASA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=2897.497/11602.751
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.25 mean?
Axactor ASA (OSL:ACR) has a Equity-to-Asset of 0.25 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Axactor ASA and its competitors. This is 14% below median its historical median of 0.29. Over the past decade, Axactor ASA's Equity-to-Asset has ranged from 0.21 to 0.65. According to the industry distribution chart, Axactor ASA ranks #342 out of 550 companies in the Credit Services industry, placing it in the top 62.2%.
Is Axactor ASA's Equity-to-Asset too high?
Axactor ASA's current Equity-to-Asset of 0.25 is 14% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.65. The Credit Services industry median Equity-to-Asset is 0.40. Axactor ASA's value of 0.25 is 37.5% below this industry median. Based on the distribution chart, Axactor ASA ranks #342 out of 550 companies in the Credit Services industry, which is below the industry midpoint. Overall, Axactor ASA has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Axactor ASA's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Axactor ASA ranks #342 out of 550 companies for Equity-to-Asset. This places Axactor ASA in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Axactor ASA's value of 0.25 is 37.5% below this benchmark. Historically, Axactor ASA's own Equity-to-Asset has ranged from 0.21 to 0.65 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.40, Axactor ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axactor ASA's current Equity-to-Asset of 0.25 is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Axactor ASA and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axactor ASA's current Equity-to-Asset is 0.25, which is 14% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axactor ASA stock overvalued right now?
Based on GuruFocus' analysis, Axactor ASA (OSL:ACR) is currently considered Significantly Overvalued. The stock's GF Value™ is kr1.67, compared to a current price of kr5.29 — trading 216.8% above its estimated fair value. The current Equity-to-Asset is 0.25, which is 14% below median its 10-year median of 0.29 and 37.5% below the Credit Services industry median of 0.40. Axactor ASA's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Axactor ASA (OSL:ACR), the current Equity-to-Asset is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axactor ASA (OSL:ACR) Overvalued in 2026?

Based on GuruFocus' analysis, Axactor ASA stock appears to be overvalued. The current stock price of kr5.29 is trading 216.8% above its estimated GF Value™ of kr1.67. GuruFocus considers Axactor ASA to be Significantly Overvalued.

Key valuation signals for OSL:ACR:

  • Equity-to-Asset: 0.25 (14% below median its 10-year median of 0.29)
  • GF Value™: kr1.67 vs. price of kr5.29 (216.8% above fair value)
  • GF Score™: 35/100 with 4 warning signs
  • Industry Position: 37.5% below the Credit Services median (#342 of 550)

No single metric tells the full story. See the OSL:ACR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Axactor ASA Business Description

Address Karenslyst alle 8A, Oslo, NOR, NO-0278
Axactor ASA is a European-based company, investing in non-performing loan portfolios and offering services within debt collection. The company operates in two segments: Non-performing loans (NPL) and Third-party collection (3PC). The NPL segment invests in portfolios of non-performing loans, which are presented as 'Purchased loan portfolios' in the consolidated statement of financial position. The 3PC segment focuses on performing debt collection services on behalf of third-party clients. The group operates in Finland, Germany, Italy, Norway, Spain, and Sweden. The majority of its revenue comes from interest earned on purchased loan portfolios.
35GF Score

Get the complete analysis for OSL:ACR

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr5.29
Price
kr1.67
GF Value