Axactor ASA (OSL:ACR) Debt-to-Equity: 2.30 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:ACR Axactor ASA OSL:ACR
52 GF Score
Price kr4.86
GF Value kr5.23
Valuation Fairly Valued
! 3 Warning Signs
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What is Axactor ASA Debt-to-Equity?

Axactor ASA OSL:ACR -0.82% 52 Debt-to-Equity is 2.30 as of Mar. 2026, which is 1% above its 10-year median of 2.27. GuruFocus rates OSL:ACR with a GF Score™ of 52/100 and a GF Value™ of kr5.23 (Fairly Valued). The stock has 3 warning signs investors should review. Among 455 Credit Services companies, Axactor ASA ranks worse than 65.27% on this metric.

Axactor ASA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr760 Mil. Axactor ASA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr8,933 Mil. Axactor ASA's Total Stockholders Equity for the quarter that ended in Mar. 2026 was kr4,216 Mil. Axactor ASA's debt to equity for the quarter that ended in Mar. 2026 was 2.30.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Axactor ASA's Debt-to-Equity or its related term are showing as below:

OSL:ACR' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.34   Med: 2.27   Max: 3.34
Current: 2.3

During the past 13 years, the highest Debt-to-Equity Ratio of Axactor ASA was 3.34. The lowest was 0.34. And the median was 2.27.

OSL:ACR's Debt-to-Equity is ranked worse than
65.27% of 455 companies
in the Credit Services industry
Industry Median: 1.23 vs OSL:ACR: 2.30

Axactor ASA  (OSL:ACR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Axactor ASA Debt-to-Equity Related Terms


Axactor ASA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Axactor ASA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axactor ASA Debt-to-Equity Chart

Axactor ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.23 2.29 2.20 2.63 2.29

Axactor ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.47 2.57 2.44 2.29 2.30

OSL:ACR vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, Axactor ASA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axactor ASA Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Axactor ASA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Axactor ASA's Debt-to-Equity falls into.


OSL:ACR
52GF Score
Axactor ASA OSL:ACR
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Axactor ASA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Axactor ASA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Axactor ASA's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 2.30 mean?
Axactor ASA (OSL:ACR) has a Debt-to-Equity of 2.30 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Axactor ASA and its competitors. This is near median its historical median of 2.27. Over the past decade, Axactor ASA's Debt-to-Equity has ranged from 0.34 to 3.34. According to the industry distribution chart, Axactor ASA ranks #297 out of 455 companies in the Credit Services industry, placing it in the top 65.3%.
Is Axactor ASA's Debt-to-Equity too high?
Axactor ASA's current Debt-to-Equity of 2.30 is near median its 10-year median of 2.27. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 3.34. The Credit Services industry median Debt-to-Equity is 1.23. Axactor ASA's value of 2.30 is 87% above this industry median. Based on the distribution chart, Axactor ASA ranks #297 out of 455 companies in the Credit Services industry, which is below the industry midpoint. Overall, Axactor ASA has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axactor ASA's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Axactor ASA ranks #297 out of 455 companies for Debt-to-Equity. This places Axactor ASA in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Axactor ASA's value of 2.30 is 87% above this benchmark. Historically, Axactor ASA's own Debt-to-Equity has ranged from 0.34 to 3.34 over the past decade. While the company's 10-year median is 2.27 vs. the industry median of 1.23, Axactor ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axactor ASA's current Debt-to-Equity of 2.30 is 87% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Axactor ASA and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axactor ASA's current Debt-to-Equity is 2.30, which is near median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axactor ASA stock overvalued right now?
Based on GuruFocus' analysis, Axactor ASA (OSL:ACR) is currently considered Fairly Valued. The stock's GF Value™ is kr5.23, compared to a current price of kr4.86 — trading 7.1% below its estimated fair value. The current Debt-to-Equity is 2.30, which is near median its 10-year median of 2.27 and 87% above the Credit Services industry median of 1.23. Axactor ASA's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Axactor ASA (OSL:ACR), the current Debt-to-Equity is 2.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axactor ASA (OSL:ACR) Overvalued in 2026?

Based on GuruFocus' analysis, Axactor ASA stock appears to be undervalued. The current stock price of kr4.86 is trading 7.1% below its estimated GF Value™ of kr5.23. GuruFocus considers Axactor ASA to be Fairly Valued.

Key valuation signals for OSL:ACR:

  • Debt-to-Equity: 2.30 (near median its 10-year median of 2.27)
  • GF Value™: kr5.23 vs. price of kr4.86 (7.1% below fair value)
  • GF Score™: 52/100 with 3 warning signs
  • Industry Position: 87% above the Credit Services median (#297 of 455)

No single metric tells the full story. See the OSL:ACR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Axactor ASA Business Description

Address Karenslyst alle 8A, Oslo, NOR, NO-0278
Axactor ASA is a European-based company, investing in non-performing loan portfolios and offering services within debt collection. The company operates in two segments: Non-performing loans (NPL) and Third-party collection (3PC). The NPL segment invests in portfolios of non-performing loans, which are presented as 'Purchased loan portfolios' in the consolidated statement of financial position. The 3PC segment focuses on performing debt collection services on behalf of third-party clients. The group operates in Finland, Germany, Italy, Norway, Spain, and Sweden. The majority of its revenue comes from interest earned on purchased loan portfolios.
52GF Score

Get the complete analysis for OSL:ACR

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr4.86
Price
kr5.23
GF Value