Axactor ASA (OSL:ACR) Effective Interest Rate on Debt %: 0.17% (As of Mar. 2026)

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OSL:ACR Axactor ASA OSL:ACR
51 GF Score
Price kr4.85
GF Value kr5.21
Valuation Fairly Valued
! 3 Warning Signs
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What is Axactor ASA Effective Interest Rate on Debt %?

Axactor ASA OSL:ACR 51 Effective Interest Rate on Debt % is 0.17% as of Mar. 2026. GuruFocus rates OSL:ACR with a GF Score™ of 51/100 and a GF Value™ of kr5.21 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Axactor ASA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr17 Mil. Axactor ASA's average total debt for the quarter that ended in Mar. 2026 was kr9,834 Mil. Therefore, Axactor ASA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.17%.


Axactor ASA  (OSL:ACR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Axactor ASA Effective Interest Rate on Debt % Related Terms


Axactor ASA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Axactor ASA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axactor ASA Effective Interest Rate on Debt % Chart

Axactor ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.12 0.00 0.22 0.64

Axactor ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.80 0.17 1.49 0.17

OSL:ACR vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Axactor ASA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axactor ASA Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Axactor ASA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Axactor ASA's Effective Interest Rate on Debt % falls into.


OSL:ACR
51GF Score
Axactor ASA OSL:ACR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Axactor ASA Effective Interest Rate on Debt % Calculation

Axactor ASA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -65.328/( (10517.321+9974.954)/ 2 )
=-1  *  -65.328/10246.1375
=0.64 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10477.985 + 39.336
=10517.321

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9165.266 + 809.688
=9974.954

Axactor ASA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -16.572/( (9974.954+9693.505)/ 2 )
=-1  *  -16.572/9834.2295
=0.17 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9165.266 + 809.688
=9974.954

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8933.1 + 760.405
=9693.505

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.17% mean?
Axactor ASA (OSL:ACR) has a Effective Interest Rate on Debt % of 0.17% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Axactor ASA and its competitors.
Is Axactor ASA's Effective Interest Rate on Debt % too high?
Axactor ASA's current Effective Interest Rate on Debt % is 0.17%. Overall, Axactor ASA has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axactor ASA's Effective Interest Rate on Debt % compare to V and MA?
Axactor ASA's Effective Interest Rate on Debt % of 0.17% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Axactor ASA and its competitors. Axactor ASA's current Effective Interest Rate on Debt % is 0.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axactor ASA stock overvalued right now?
Based on GuruFocus' analysis, Axactor ASA (OSL:ACR) is currently considered Fairly Valued. The stock's GF Value™ is kr5.21, compared to a current price of kr4.85 — trading 6.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.17%. Axactor ASA's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Axactor ASA (OSL:ACR), the current Effective Interest Rate on Debt % is 0.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axactor ASA (OSL:ACR) Overvalued in 2026?

Based on GuruFocus' analysis, Axactor ASA stock appears to be undervalued. The current stock price of kr4.85 is trading 6.9% below its estimated GF Value™ of kr5.21. GuruFocus considers Axactor ASA to be Fairly Valued.

Key valuation signals for OSL:ACR:

  • Effective Interest Rate on Debt %: 0.17%
  • GF Value™: kr5.21 vs. price of kr4.85 (6.9% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the OSL:ACR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Axactor ASA Business Description

Address Karenslyst alle 8A, Oslo, NOR, NO-0278
Axactor ASA is a European-based company, investing in non-performing loan portfolios and offering services within debt collection. The company operates in two segments: Non-performing loans (NPL) and Third-party collection (3PC). The NPL segment invests in portfolios of non-performing loans, which are presented as 'Purchased loan portfolios' in the consolidated statement of financial position. The 3PC segment focuses on performing debt collection services on behalf of third-party clients. The group operates in Finland, Germany, Italy, Norway, Spain, and Sweden. The majority of its revenue comes from interest earned on purchased loan portfolios.
51GF Score

Get the complete analysis for OSL:ACR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr4.85
Price
kr5.21
GF Value