CTOS Digital Bhd (XKLS:5301) Days Payable: 169.95 (As of Mar. 2026) — 183% Above Median


XKLS:5301 CTOS Digital Bhd XKLS:5301
85 GF Score
Price RM0.69
GF Value RM1.41
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is CTOS Digital Bhd Days Payable?

CTOS Digital Bhd XKLS:5301 -0.72% 85 Days Payable is 169.95 as of Mar. 2026, which is 183% above its 10-year median of 60.07. GuruFocus rates XKLS:5301 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 541 Capital Markets companies, CTOS Digital Bhd ranks better than 60.63% on this metric.

CTOS Digital Bhd's average Accounts Payable for the three months ended in Mar. 2026 was RM49.3 Mil. CTOS Digital Bhd's Cost of Goods Sold for the three months ended in Mar. 2026 was RM26.4 Mil. Hence, CTOS Digital Bhd's Days Payable for the three months ended in Mar. 2026 was 169.95.

The historical rank and industry rank for CTOS Digital Bhd's Days Payable or its related term are showing as below:

XKLS:5301' s Days Payable Range Over the Past 10 Years
Min: 29.51   Med: 60.07   Max: 200.74
Current: 200.74

During the past 8 years, CTOS Digital Bhd's highest Days Payable was 200.74. The lowest was 29.51. And the median was 60.07.

XKLS:5301's Days Payable is ranked better than
60.63% of 541 companies
in the Capital Markets industry
Industry Median: 91.67 vs XKLS:5301: 200.74

CTOS Digital Bhd's Days Payable declined from Mar. 2025 (206.79) to Mar. 2026 (169.95). It may suggest that CTOS Digital Bhd accelerated paying its suppliers.


CTOS Digital Bhd Days Payable Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd Days Payable Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 50.58 69.55 95.58 98.38 73.69

CTOS Digital Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 206.79 245.02 197.50 126.88 169.95

XKLS:5301 vs SPGI, CME, MCO: Days Payable Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's Days Payable distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's Days Payable falls into.


XKLS:5301
85GF Score
CTOS Digital Bhd XKLS:5301
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTOS Digital Bhd Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

CTOS Digital Bhd's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (21.8 + 20.408) / 2 ) / 104.53*365
=21.104 / 104.53*365
=73.69

CTOS Digital Bhd's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (20.408 + 78.113) / 2 ) / 26.449*365 / 4
=49.2605 / 26.449*365 / 4
=169.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 169.95 mean?
CTOS Digital Bhd (XKLS:5301) has a Days Payable of 169.95 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CTOS Digital Bhd and its competitors. This is 183% above median its historical median of 60.07. Over the past decade, CTOS Digital Bhd's Days Payable has ranged from 29.51 to 200.74. According to the industry distribution chart, CTOS Digital Bhd ranks #213 out of 541 companies in the Capital Markets industry, placing it in the top 39.4%.
Is CTOS Digital Bhd's Days Payable too high?
CTOS Digital Bhd's current Days Payable of 169.95 is 183% above median its 10-year median of 60.07. Over the past 10 years, this metric has ranged from a low of 29.51 to a high of 200.74. The Capital Markets industry median Days Payable is 91.67. CTOS Digital Bhd's value of 169.95 is 85.4% above this industry median. Based on the distribution chart, CTOS Digital Bhd ranks #213 out of 541 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CTOS Digital Bhd has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's Days Payable compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #213 out of 541 companies for Days Payable. This puts CTOS Digital Bhd in the upper half of its industry. The industry median Days Payable is 91.67. CTOS Digital Bhd's value of 169.95 is 85.4% above this benchmark. Historically, CTOS Digital Bhd's own Days Payable has ranged from 29.51 to 200.74 over the past decade. While the company's 10-year median is 60.07 vs. the industry median of 91.67, CTOS Digital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.67, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTOS Digital Bhd's current Days Payable of 169.95 is 85.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CTOS Digital Bhd and its competitors. For the Capital Markets industry, the median Days Payable is 91.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current Days Payable is 169.95, which is 183% above median its own 10-year median of 60.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM0.69 — trading 51.4% below its estimated fair value. The current Days Payable is 169.95, which is 183% above median its 10-year median of 60.07 and 85.4% above the Capital Markets industry median of 91.67. CTOS Digital Bhd's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current Days Payable is 169.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.69 is trading 51.4% below its estimated GF Value™ of RM1.41. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • Days Payable: 169.95 (183% above median its 10-year median of 60.07)
  • GF Value™: RM1.41 vs. price of RM0.69 (51.4% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 85.4% above the Capital Markets median (#213 of 541)

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
85GF Score

Get the complete analysis for XKLS:5301

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.69
Price
RM1.41
GF Value