CTOS Digital Bhd (XKLS:5301) Return-on-Tangible-Asset: 11.32% (As of Mar. 2026) — 35% Below Median

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XKLS:5301 CTOS Digital Bhd XKLS:5301
84 GF Score
Price RM0.64
GF Value RM1.42
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is CTOS Digital Bhd Return-on-Tangible-Asset?

CTOS Digital Bhd XKLS:5301 84 Return-on-Tangible-Asset is 11.32% as of Mar. 2026, which is 35% below its 10-year median of 17.44. GuruFocus rates XKLS:5301 with a GF Score™ of 84/100 and a GF Value™ of RM1.42 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 818 Capital Markets companies, CTOS Digital Bhd ranks better than 90.1% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. CTOS Digital Bhd's annualized Net Income for the quarter that ended in Mar. 2026 was RM74.1 Mil. CTOS Digital Bhd's average total tangible assets for the quarter that ended in Mar. 2026 was RM654.4 Mil. Therefore, CTOS Digital Bhd's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 11.32%.

The historical rank and industry rank for CTOS Digital Bhd's Return-on-Tangible-Asset or its related term are showing as below:

XKLS:5301' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 11.93   Med: 17.44   Max: 58.51
Current: 15.94

During the past 8 years, CTOS Digital Bhd's highest Return-on-Tangible-Asset was 58.51%. The lowest was 11.93%. And the median was 17.44%.

XKLS:5301's Return-on-Tangible-Asset is ranked better than
90.1% of 818 companies
in the Capital Markets industry
Industry Median: 1.54 vs XKLS:5301: 15.94

CTOS Digital Bhd  (XKLS:5301) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


CTOS Digital Bhd Return-on-Tangible-Asset Related Terms


CTOS Digital Bhd Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd Return-on-Tangible-Asset Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial 16.98 15.42 17.89 14.77 11.93

CTOS Digital Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.05 11.83 14.21 26.52 11.32

XKLS:5301 vs SPGI, CME, MCO: Return-on-Tangible-Asset Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd Return-on-Tangible-Asset vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's Return-on-Tangible-Asset falls into.


XKLS:5301
84GF Score
CTOS Digital Bhd XKLS:5301
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTOS Digital Bhd Return-on-Tangible-Asset Calculation

CTOS Digital Bhd's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=82.416/( (715.526+665.94)/ 2 )
=82.416/690.733
=11.93 %

CTOS Digital Bhd's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=74.052/( (665.94+642.791)/ 2 )
=74.052/654.3655
=11.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 11.32% mean?
CTOS Digital Bhd (XKLS:5301) has a Return-on-Tangible-Asset of 11.32% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CTOS Digital Bhd and its competitors. This is 35% below median its historical median of 17.44. Over the past decade, CTOS Digital Bhd's Return-on-Tangible-Asset has ranged from 11.93 to 58.51. According to the industry distribution chart, CTOS Digital Bhd ranks #81 out of 818 companies in the Capital Markets industry, placing it in the top 9.9%.
Is CTOS Digital Bhd's Return-on-Tangible-Asset too high?
CTOS Digital Bhd's current Return-on-Tangible-Asset of 11.32% is 35% below median its 10-year median of 17.44. Over the past 10 years, this metric has ranged from a low of 11.93 to a high of 58.51. The Capital Markets industry median Return-on-Tangible-Asset is 1.54. CTOS Digital Bhd's value of 11.32% is 635.1% above this industry median. Based on the distribution chart, CTOS Digital Bhd ranks #81 out of 818 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, CTOS Digital Bhd has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's Return-on-Tangible-Asset compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #81 out of 818 companies for Return-on-Tangible-Asset. This places CTOS Digital Bhd in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.54. CTOS Digital Bhd's value of 11.32% is 635.1% above this benchmark. Historically, CTOS Digital Bhd's own Return-on-Tangible-Asset has ranged from 11.93 to 58.51 over the past decade. While the company's 10-year median is 17.44 vs. the industry median of 1.54, CTOS Digital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.54, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTOS Digital Bhd's current Return-on-Tangible-Asset of 11.32% is 635.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CTOS Digital Bhd and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current Return-on-Tangible-Asset is 11.32%, which is 35% below median its own 10-year median of 17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.42, compared to a current price of RM0.64 — trading 54.9% below its estimated fair value. The current Return-on-Tangible-Asset is 11.32%, which is 35% below median its 10-year median of 17.44 and 635.1% above the Capital Markets industry median of 1.54. CTOS Digital Bhd's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current Return-on-Tangible-Asset is 11.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 54.9% below its estimated GF Value™ of RM1.42. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • Return-on-Tangible-Asset: 11.32% (35% below median its 10-year median of 17.44)
  • GF Value™: RM1.42 vs. price of RM0.64 (54.9% below fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 635.1% above the Capital Markets median (#81 of 818)

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
84GF Score

Get the complete analysis for XKLS:5301

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM1.42
GF Value