CTOS Digital Bhd (XKLS:5301) ROA %: 9.12% (As of Mar. 2026) — 37% Below Median


XKLS:5301 CTOS Digital Bhd XKLS:5301
85 GF Score
Price RM0.69
GF Value RM1.41
Valuation Significantly Undervalued
! 5 Warning Signs
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What is CTOS Digital Bhd ROA %?

CTOS Digital Bhd XKLS:5301 -0.72% 85 ROA % is 9.12% as of Mar. 2026, which is 37% below its 10-year median of 14.44. GuruFocus rates XKLS:5301 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 819 Capital Markets companies, CTOS Digital Bhd ranks better than 89.38% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CTOS Digital Bhd's annualized Net Income for the quarter that ended in Mar. 2026 was RM74.1 Mil. CTOS Digital Bhd's average Total Assets over the quarter that ended in Mar. 2026 was RM811.7 Mil. Therefore, CTOS Digital Bhd's annualized ROA % for the quarter that ended in Mar. 2026 was 9.12%.

The historical rank and industry rank for CTOS Digital Bhd's ROA % or its related term are showing as below:

XKLS:5301' s ROA % Range Over the Past 10 Years
Min: 9.72   Med: 14.44   Max: 33.8
Current: 12.94

During the past 8 years, CTOS Digital Bhd's highest ROA % was 33.80%. The lowest was 9.72%. And the median was 14.44%.

XKLS:5301's ROA % is ranked better than
89.38% of 819 companies
in the Capital Markets industry
Industry Median: 1.5 vs XKLS:5301: 12.94

CTOS Digital Bhd  (XKLS:5301) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=74.052/811.694
=(Net Income / Revenue)*(Revenue / Total Assets)
=(74.052 / 326.364)*(326.364 / 811.694)
=Net Margin %*Asset Turnover
=22.69 %*0.4021
=9.12 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


CTOS Digital Bhd ROA % Related Terms


CTOS Digital Bhd ROA % Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd ROA % Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial 13.55 13.09 15.33 12.20 9.72

CTOS Digital Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.58 9.67 11.60 21.51 9.12

XKLS:5301 vs SPGI, CME, MCO: ROA % Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd ROA % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's ROA % distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's ROA % falls into.


XKLS:5301
85GF Score
CTOS Digital Bhd XKLS:5301
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTOS Digital Bhd ROA % Calculation

CTOS Digital Bhd's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=82.416/( (873.313+822.102)/ 2 )
=82.416/847.7075
=9.72 %

CTOS Digital Bhd's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=74.052/( (822.102+801.286)/ 2 )
=74.052/811.694
=9.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 9.12% mean?
CTOS Digital Bhd (XKLS:5301) has a ROA % of 9.12% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CTOS Digital Bhd and its competitors. This is 37% below median its historical median of 14.44. Over the past decade, CTOS Digital Bhd's ROA % has ranged from 9.72 to 33.80. According to the industry distribution chart, CTOS Digital Bhd ranks #87 out of 819 companies in the Capital Markets industry, placing it in the top 10.6%.
Is CTOS Digital Bhd's ROA % too high?
CTOS Digital Bhd's current ROA % of 9.12% is 37% below median its 10-year median of 14.44. Over the past 10 years, this metric has ranged from a low of 9.72 to a high of 33.80. The Capital Markets industry median ROA % is 1.50. CTOS Digital Bhd's value of 9.12% is 508% above this industry median. Based on the distribution chart, CTOS Digital Bhd ranks #87 out of 819 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, CTOS Digital Bhd has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's ROA % compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #87 out of 819 companies for ROA %. This places CTOS Digital Bhd in the top 11% of its industry — outperforming the majority of peers. The industry median ROA % is 1.50. CTOS Digital Bhd's value of 9.12% is 508% above this benchmark. Historically, CTOS Digital Bhd's own ROA % has ranged from 9.72 to 33.80 over the past decade. While the company's 10-year median is 14.44 vs. the industry median of 1.50, CTOS Digital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTOS Digital Bhd's current ROA % of 9.12% is 508% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CTOS Digital Bhd and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current ROA % is 9.12%, which is 37% below median its own 10-year median of 14.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM0.69 — trading 51.4% below its estimated fair value. The current ROA % is 9.12%, which is 37% below median its 10-year median of 14.44 and 508% above the Capital Markets industry median of 1.50. CTOS Digital Bhd's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current ROA % is 9.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.69 is trading 51.4% below its estimated GF Value™ of RM1.41. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • ROA %: 9.12% (37% below median its 10-year median of 14.44)
  • GF Value™: RM1.41 vs. price of RM0.69 (51.4% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 508% above the Capital Markets median (#87 of 819)

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
85GF Score

Get the complete analysis for XKLS:5301

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.69
Price
RM1.41
GF Value