CTOS Digital Bhd (XKLS:5301) Peter Lynch Fair Value: RM0.65 (As of Jul. 22, 2026) — 39% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5301 CTOS Digital Bhd XKLS:5301
85 GF Score
Price RM0.64
GF Value RM1.42
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is CTOS Digital Bhd Peter Lynch Fair Value?

CTOS Digital Bhd XKLS:5301 -0.78% 85 Peter Lynch Fair Value is RM0.65 as of Jul. 22, 2026, which is 100% below its 10-year median of 1.07. GuruFocus rates XKLS:5301 with a GF Score™ of 85/100 and a GF Value™ of RM1.42 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 224 Capital Markets companies, CTOS Digital Bhd ranks better than 55.8% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, CTOS Digital Bhd's PEG is 1. CTOS Digital Bhd's 5-Year TTM EBITDA Growth Rate is 16.16. CTOS Digital Bhd's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was RM0.04. Therefore, the Peter Lynch Fair Value for today is RM0.65.

As of today (2026-07-22), CTOS Digital Bhd's share price is RM0.635. CTOS Digital Bhd's Peter Lynch fair value is RM0.65. Therefore, CTOS Digital Bhd's Price to Peter Lynch Fair Value Ratio for today is 0.98.


The historical rank and industry rank for CTOS Digital Bhd's Peter Lynch Fair Value or its related term are showing as below:

XKLS:5301' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.94   Med: 1.07   Max: 1.19
Current: 0.98


During the past 8 years, the highest Price to Peter Lynch Fair Value Ratio of CTOS Digital Bhd was 1.19. The lowest was 0.94. And the median was 1.07.


XKLS:5301's Price-to-Peter-Lynch-Fair-Value is ranked better than
55.8% of 224 companies
in the Capital Markets industry
Industry Median: 1.145 vs XKLS:5301: 0.98

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


CTOS Digital Bhd  (XKLS:5301) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 16.16 instead of 15 in this case.

CTOS Digital Bhd's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=0.635/0.65
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CTOS Digital Bhd Peter Lynch Fair Value Related Terms


CTOS Digital Bhd Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd Peter Lynch Fair Value Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial 0.00 0.00 1.20 1.01 0.75

CTOS Digital Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.00 0.75 0.65

XKLS:5301 vs SPGI, CME, MCO: Peter Lynch Fair Value Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd Price-to-Peter-Lynch-Fair-Value vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's Price-to-Peter-Lynch-Fair-Value falls into.


XKLS:5301
85GF Score
CTOS Digital Bhd XKLS:5301
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTOS Digital Bhd Peter Lynch Fair Value Calculation

CTOS Digital Bhd's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 16.16 *0.04
=0.65

CTOS Digital Bhd's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.04.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of RM0.65 mean?
CTOS Digital Bhd (XKLS:5301) has a Peter Lynch Fair Value of RM0.65 as of Jul. 22, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CTOS Digital Bhd and its competitors. This is 39% below median its historical median of 1.07. Over the past decade, CTOS Digital Bhd's Peter Lynch Fair Value has ranged from 0.94 to 1.19. According to the industry distribution chart, CTOS Digital Bhd ranks #99 out of 224 companies in the Capital Markets industry, placing it in the top 44.2%.
Is CTOS Digital Bhd's Peter Lynch Fair Value too high?
CTOS Digital Bhd's current Peter Lynch Fair Value of RM0.65 is 39% below median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 1.19. Based on the distribution chart, CTOS Digital Bhd ranks #99 out of 224 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CTOS Digital Bhd has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's Peter Lynch Fair Value compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #99 out of 224 companies for Peter Lynch Fair Value. This puts CTOS Digital Bhd in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.15. Historically, CTOS Digital Bhd's own Peter Lynch Fair Value has ranged from 0.94 to 1.19 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Capital Markets company?
The median Peter Lynch Fair Value among Capital Markets companies is 1.15, based on 224 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CTOS Digital Bhd and its competitors. For the Capital Markets industry, the median Peter Lynch Fair Value is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current Peter Lynch Fair Value is RM0.65, which is 39% below median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.42, compared to a current price of RM0.64 — trading 55.3% below its estimated fair value. The current Peter Lynch Fair Value is RM0.65, which is 39% below median its 10-year median of 1.07. CTOS Digital Bhd's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current Peter Lynch Fair Value is RM0.65 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 55.3% below its estimated GF Value™ of RM1.42. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • Peter Lynch Fair Value: RM0.65 (39% below median its 10-year median of 1.07)
  • GF Value™: RM1.42 vs. price of RM0.64 (55.3% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
85GF Score

Get the complete analysis for XKLS:5301

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM1.42
GF Value