CTOS Digital Bhd (XKLS:5301) Debt-to-EBITDA : 0.76 (As of Jun. 2026) — 34% Below Median

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XKLS:5301 CTOS Digital Bhd XKLS:5301
87 GF Score
Price RM0.71
GF Value RM1.36
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is CTOS Digital Bhd Debt-to-EBITDA?

CTOS Digital Bhd XKLS:5301 +2.17% 87 Debt-to-EBITDA is 0.76 as of Jun. 2026, which is 34% below its 10-year median of 1.15. GuruFocus rates XKLS:5301 with a GF Score™ of 87/100 and a GF Value™ of RM1.36 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 421 Capital Markets companies, CTOS Digital Bhd ranks better than 62.95% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

CTOS Digital Bhd's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RM52.1 Mil. CTOS Digital Bhd's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RM40.1 Mil. CTOS Digital Bhd's annualized EBITDA for the quarter that ended in Jun. 2026 was RM121.6 Mil. CTOS Digital Bhd's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.76.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for CTOS Digital Bhd's Debt-to-EBITDA or its related term are showing as below:

XKLS:5301' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.07   Med: 1.15   Max: 2.47
Current: 0.75

During the past 8 years, the highest Debt-to-EBITDA Ratio of CTOS Digital Bhd was 2.47. The lowest was 0.07. And the median was 1.15.

XKLS:5301's Debt-to-EBITDA is ranked better than
62.95% of 421 companies
in the Capital Markets industry
Industry Median: 1.54 vs XKLS:5301: 0.75

CTOS Digital Bhd  (XKLS:5301) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


CTOS Digital Bhd Debt-to-EBITDA Related Terms


CTOS Digital Bhd Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd Debt-to-EBITDA Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 0.07 1.55 1.20 1.39 1.09

CTOS Digital Bhd Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.71 1.21 0.95 0.96 0.76

XKLS:5301 vs SPGI, CME, ICE: Debt-to-EBITDA Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's Debt-to-EBITDA falls into.


XKLS:5301
87GF Score
CTOS Digital Bhd XKLS:5301
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTOS Digital Bhd Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

CTOS Digital Bhd's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(40.054 + 84.038) / 113.839
=1.09

CTOS Digital Bhd's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(52.073 + 40.077) / 121.58
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.76 mean?
CTOS Digital Bhd (XKLS:5301) has a Debt-to-EBITDA of 0.76 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CTOS Digital Bhd. This is 34% below median its historical median of 1.15. Over the past decade, CTOS Digital Bhd's Debt-to-EBITDA has ranged from 0.07 to 2.47. According to the industry distribution chart, CTOS Digital Bhd ranks #156 out of 421 companies in the Capital Markets industry, placing it in the top 37.1%.
Is CTOS Digital Bhd's Debt-to-EBITDA too high?
CTOS Digital Bhd's current Debt-to-EBITDA of 0.76 is 34% below median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 2.47. The Capital Markets industry median Debt-to-EBITDA is 1.54. CTOS Digital Bhd's value of 0.76 is 50.6% below this industry median. Based on the distribution chart, CTOS Digital Bhd ranks #156 out of 421 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CTOS Digital Bhd has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's Debt-to-EBITDA compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #156 out of 421 companies for Debt-to-EBITDA. This puts CTOS Digital Bhd in the upper half of its industry. The industry median Debt-to-EBITDA is 1.54. CTOS Digital Bhd's value of 0.76 is 50.6% below this benchmark. Historically, CTOS Digital Bhd's own Debt-to-EBITDA has ranged from 0.07 to 2.47 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 1.54, CTOS Digital Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.54, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTOS Digital Bhd's current Debt-to-EBITDA of 0.76 is 50.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CTOS Digital Bhd. For the Capital Markets industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current Debt-to-EBITDA is 0.76, which is 34% below median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.36, compared to a current price of RM0.71 — trading 48.2% below its estimated fair value. The current Debt-to-EBITDA is 0.76, which is 34% below median its 10-year median of 1.15 and 50.6% below the Capital Markets industry median of 1.54. CTOS Digital Bhd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current Debt-to-EBITDA is 0.76 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.71 is trading 48.2% below its estimated GF Value™ of RM1.36. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • Debt-to-EBITDA: 0.76 (34% below median its 10-year median of 1.15)
  • GF Value™: RM1.36 vs. price of RM0.71 (48.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs
  • Industry Position: 50.6% below the Capital Markets median (#156 of 421)

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
87GF Score

Get the complete analysis for XKLS:5301

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.71
Price
RM1.36
GF Value