CTOS Digital Bhd (XKLS:5301) ROE %: 12.26% (As of Mar. 2026) — 42% Below Median


XKLS:5301 CTOS Digital Bhd XKLS:5301
85 GF Score
Price RM0.69
GF Value RM1.41
Valuation Significantly Undervalued
! 5 Warning Signs
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What is CTOS Digital Bhd ROE %?

CTOS Digital Bhd XKLS:5301 -0.72% 85 ROE % is 12.26% as of Mar. 2026, which is 42% below its 10-year median of 20.97. GuruFocus rates XKLS:5301 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 794 Capital Markets companies, CTOS Digital Bhd ranks better than 78.34% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CTOS Digital Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM74.1 Mil. CTOS Digital Bhd's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was RM604.0 Mil. Therefore, CTOS Digital Bhd's annualized ROE % for the quarter that ended in Mar. 2026 was 12.26%.

The historical rank and industry rank for CTOS Digital Bhd's ROE % or its related term are showing as below:

XKLS:5301' s ROE % Range Over the Past 10 Years
Min: 13.61   Med: 20.97   Max: 56.14
Current: 18.12

During the past 8 years, CTOS Digital Bhd's highest ROE % was 56.14%. The lowest was 13.61%. And the median was 20.97%.

XKLS:5301's ROE % is ranked better than
78.34% of 794 companies
in the Capital Markets industry
Industry Median: 6.005 vs XKLS:5301: 18.12

CTOS Digital Bhd  (XKLS:5301) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=74.052/604.0385
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(74.052 / 326.364)*(326.364 / 811.694)*(811.694 / 604.0385)
=Net Margin %*Asset Turnover*Equity Multiplier
=22.69 %*0.4021*1.3438
=ROA %*Equity Multiplier
=9.12 %*1.3438
=12.26 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=74.052/604.0385
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (74.052 / 83.22) * (83.22 / 63.144) * (63.144 / 326.364) * (326.364 / 811.694) * (811.694 / 604.0385)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8898 * 1.3179 * 19.35 % * 0.4021 * 1.3438
=12.26 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


CTOS Digital Bhd ROE % Related Terms


CTOS Digital Bhd ROE % Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd ROE % Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial 20.60 17.48 21.34 17.10 13.61

CTOS Digital Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.64 14.12 16.42 29.54 12.26

XKLS:5301 vs SPGI, CME, MCO: ROE % Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd ROE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's ROE % distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's ROE % falls into.


XKLS:5301
85GF Score
CTOS Digital Bhd XKLS:5301
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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CTOS Digital Bhd ROE % Calculation

CTOS Digital Bhd's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=82.416/( (603.693+607.577)/ 2 )
=82.416/605.635
=13.61 %

CTOS Digital Bhd's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=74.052/( (607.577+600.5)/ 2 )
=74.052/604.0385
=12.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.26% mean?
CTOS Digital Bhd (XKLS:5301) has a ROE % of 12.26% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CTOS Digital Bhd and its competitors. This is 42% below median its historical median of 20.97. Over the past decade, CTOS Digital Bhd's ROE % has ranged from 13.61 to 56.14. According to the industry distribution chart, CTOS Digital Bhd ranks #172 out of 794 companies in the Capital Markets industry, placing it in the top 21.7%.
Is CTOS Digital Bhd's ROE % too high?
CTOS Digital Bhd's current ROE % of 12.26% is 42% below median its 10-year median of 20.97. Over the past 10 years, this metric has ranged from a low of 13.61 to a high of 56.14. The Capital Markets industry median ROE % is 6.01. CTOS Digital Bhd's value of 12.26% is 104.2% above this industry median. Based on the distribution chart, CTOS Digital Bhd ranks #172 out of 794 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, CTOS Digital Bhd has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's ROE % compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #172 out of 794 companies for ROE %. This places CTOS Digital Bhd in the top 22% of its industry — outperforming the majority of peers. The industry median ROE % is 6.01. CTOS Digital Bhd's value of 12.26% is 104.2% above this benchmark. Historically, CTOS Digital Bhd's own ROE % has ranged from 13.61 to 56.14 over the past decade. While the company's 10-year median is 20.97 vs. the industry median of 6.01, CTOS Digital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.01, based on 794 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTOS Digital Bhd's current ROE % of 12.26% is 104.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CTOS Digital Bhd and its competitors. For the Capital Markets industry, the median ROE % is 6.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current ROE % is 12.26%, which is 42% below median its own 10-year median of 20.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM0.69 — trading 51.4% below its estimated fair value. The current ROE % is 12.26%, which is 42% below median its 10-year median of 20.97 and 104.2% above the Capital Markets industry median of 6.01. CTOS Digital Bhd's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current ROE % is 12.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.69 is trading 51.4% below its estimated GF Value™ of RM1.41. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • ROE %: 12.26% (42% below median its 10-year median of 20.97)
  • GF Value™: RM1.41 vs. price of RM0.69 (51.4% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 104.2% above the Capital Markets median (#172 of 794)

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
85GF Score

Get the complete analysis for XKLS:5301

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.69
Price
RM1.41
GF Value