Fintel (CHIX:FNTLL) Days Sales Outstanding: 49.51 (As of Dec. 2025) — 30% Above Median

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CHIX:FNTLL Fintel PLC CHIX:FNTLL
47 GF Score
Price £1.80
GF Value £2.80
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Fintel Days Sales Outstanding?

Fintel CHIX:FNTLL 47 Days Sales Outstanding is 49.51 as of Dec. 2025, which is 30% above its 10-year median of 38.16. GuruFocus rates CHIX:FNTLL with a GF Score™ of 47/100 and a GF Value™ of £2.80 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,057 Business Services companies, Fintel ranks better than 67.27% on this metric.

Fintel's average Accounts Receivable for the six months ended in Dec. 2025 was £11.80 Mil. Fintel's Revenue for the six months ended in Dec. 2025 was £43.50 Mil. Hence, Fintel's Days Sales Outstanding for the six months ended in Dec. 2025 was 49.51.

The historical rank and industry rank for Fintel's Days Sales Outstanding or its related term are showing as below:

CHIX:FNTLl' s Days Sales Outstanding Range Over the Past 10 Years
Min: 35.43   Med: 38.16   Max: 45.75
Current: 45.75

During the past 11 years, Fintel's highest Days Sales Outstanding was 45.75. The lowest was 35.43. And the median was 38.16.

CHIX:FNTLl's Days Sales Outstanding is ranked better than
67.27% of 1057 companies
in the Business Services industry
Industry Median: 56.71 vs CHIX:FNTLl: 45.75

Fintel's Days Sales Outstanding increased from Dec. 2024 (46.91) to Dec. 2025 (49.51).


Fintel  (CHIX:FNTLl) Days Sales Outstanding Explanation

For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.


Fintel Days Sales Outstanding Related Terms


Fintel Days Sales Outstanding Historical Data

* Premium members only.

The historical data trend for Fintel's Days Sales Outstanding can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel Days Sales Outstanding Chart

Fintel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Sales Outstanding
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.13 37.05 36.84 35.43 37.18

Fintel Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Sales Outstanding Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.75 50.35 46.91 50.57 49.51

CHIX:FNTLL vs VRSK, EFX, BAH: Days Sales Outstanding Comparison

For the Consulting Services subindustry, Fintel's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel Days Sales Outstanding vs Business Services Industry

For the Business Services industry and Industrials sector, Fintel's Days Sales Outstanding distribution charts can be found below:

* The bar in red indicates where Fintel's Days Sales Outstanding falls into.


CHIX:FNTLL
47GF Score
Fintel PLC CHIX:FNTLL
Days Sales Outstanding is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel Days Sales Outstanding Calculation

Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Accounts Receivable can be measured by Days Sales Outstanding.

Fintel's Days Sales Outstanding for the fiscal year that ended in Dec. 2025 is calculated as

Days Sales Outstanding (A: Dec. 2025 )
=Average Accounts Receivable /Revenue*Days in Period
=( (Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count ) / Revenue (A: Dec. 2025 )*Days in Period
=( (8.7 + 8.8) / 2 ) / 85.9*365
=8.75 / 85.9*365
=37.18

Fintel's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding (Q: Dec. 2025 )
=Average Accounts Receivable /Revenue*Days in Period
=( (Accounts Receivable (A: Jun. 2025 ) + Accounts Receivable (A: Dec. 2025 )) / count ) / Revenue (A: Dec. 2025 )*Days in Period
=( (14.8 + 8.8) / 2 ) / 43.5*365 / 2
=11.8 / 43.5*365 / 2
=49.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Sales Outstanding →
What does a Days Sales Outstanding of 49.51 mean?
Fintel (CHIX:FNTLL) has a Days Sales Outstanding of 49.51 as of Dec. 2025. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Fintel and its competitors. This is 30% above median its historical median of 38.16. Over the past decade, Fintel's Days Sales Outstanding has ranged from 35.43 to 45.75. According to the industry distribution chart, Fintel ranks #346 out of 1057 companies in the Business Services industry, placing it in the top 32.7%.
Is Fintel's Days Sales Outstanding too high?
Fintel's current Days Sales Outstanding of 49.51 is 30% above median its 10-year median of 38.16. Over the past 10 years, this metric has ranged from a low of 35.43 to a high of 45.75. The Business Services industry median Days Sales Outstanding is 56.71. Fintel's value of 49.51 is 12.7% below this industry median. Based on the distribution chart, Fintel ranks #346 out of 1057 companies in the Business Services industry, which is above the industry midpoint. Overall, Fintel has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's Days Sales Outstanding compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #346 out of 1057 companies for Days Sales Outstanding. This puts Fintel in the upper half of its industry. The industry median Days Sales Outstanding is 56.71. Fintel's value of 49.51 is 12.7% below this benchmark. Historically, Fintel's own Days Sales Outstanding has ranged from 35.43 to 45.75 over the past decade. While the company's 10-year median is 38.16 vs. the industry median of 56.71, Fintel has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Business Services company?
The median Days Sales Outstanding among Business Services companies is 56.71, based on 1,057 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current Days Sales Outstanding of 49.51 is 12.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Fintel and its competitors. For the Business Services industry, the median Days Sales Outstanding is 56.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current Days Sales Outstanding is 49.51, which is 30% above median its own 10-year median of 38.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.80, compared to a current price of £1.80 — trading 35.9% below its estimated fair value. The current Days Sales Outstanding is 49.51, which is 30% above median its 10-year median of 38.16 and 12.7% below the Business Services industry median of 56.71. Fintel's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current Days Sales Outstanding is 49.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (CHIX:FNTLL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.80 is trading 35.9% below its estimated GF Value™ of £2.80. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for CHIX:FNTLL:

  • Days Sales Outstanding: 49.51 (30% above median its 10-year median of 38.16)
  • GF Value™: £2.80 vs. price of £1.80 (35.9% below fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 12.7% below the Business Services median (#346 of 1057)

No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Business Description

Other Exchanges FNTL:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
47GF Score

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Days Sales Outstanding is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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