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FintelCHIX:FNTLL 53 3-Year EBITDA Growth Rate is 6.30% as of Dec. 2025, which is 28% below its 10-year median of 8.75. GuruFocus rates CHIX:FNTLL with a GF Score™ of 53/100 and a GF Value™ of £2.79 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 866 Business Services companies, Fintel ranks worse than 55.43% on this metric.
During the past 12 months, Fintel's average EBITDA Per Share Growth Rate was 30.60% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 6.30% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was -2.50% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 12.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 11 years, the highest 3-Year average EBITDA Per Share Growth Rate of Fintel was 46.20% per year. The lowest was -16.60% per year. And the median was 8.75% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Fintel 3-Year EBITDA Growth Rate Related Terms
CHIX:FNTLL vs VRSK, EFX, BAH: 3-Year EBITDA Growth Rate Comparison
For the Consulting Services subindustry, Fintel's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintel 3-Year EBITDA Growth Rate vs Business Services Industry
For the Business Services industry and Industrials sector, Fintel's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Fintel's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 6.30% mean?
Fintel (CHIX:FNTLL) has a 3-Year EBITDA Growth Rate of 6.30% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Fintel and its competitors. This is 28% below median its historical median of 8.75. According to the industry distribution chart, Fintel ranks #480 out of 866 companies in the Business Services industry, placing it in the top 55.4%.
Is Fintel's 3-Year EBITDA Growth Rate too high?
Fintel's current 3-Year EBITDA Growth Rate of 6.30% is 28% below median its 10-year median of 8.75. The Business Services industry median 3-Year EBITDA Growth Rate is 8.10. Fintel's value of 6.30% is 22.2% below this industry median. Based on the distribution chart, Fintel ranks #480 out of 866 companies in the Business Services industry, which is below the industry midpoint. Overall, Fintel has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's 3-Year EBITDA Growth Rate compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #480 out of 866 companies for 3-Year EBITDA Growth Rate. This places Fintel in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 8.10. Fintel's value of 6.30% is 22.2% below this benchmark. While the company's 10-year median is 8.75 vs. the industry median of 8.10, Fintel has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Business Services company?
The median 3-Year EBITDA Growth Rate among Business Services companies is 8.10, based on 866 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current 3-Year EBITDA Growth Rate of 6.30% is 22.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Fintel and its competitors. For the Business Services industry, the median 3-Year EBITDA Growth Rate is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current 3-Year EBITDA Growth Rate is 6.30%, which is 28% below median its own 10-year median of 8.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.79, compared to a current price of £1.97 — trading 29.6% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 6.30%, which is 28% below median its 10-year median of 8.75 and 22.2% below the Business Services industry median of 8.10. Fintel's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current 3-Year EBITDA Growth Rate is 6.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintel (CHIX:FNTLL) Overvalued in 2026?
Based on GuruFocus' analysis, Fintel stock appears to be undervalued.
The current stock price of £1.97 is trading 29.6% below its estimated GF Value™ of £2.79.
GuruFocus considers Fintel to be Significantly Undervalued.
Key valuation signals for CHIX:FNTLL:
3-Year EBITDA Growth Rate: 6.30% (28% below median its 10-year median of 8.75)
GF Value™: £2.79 vs. price of £1.97 (29.6% below fair value)
Industry Position: 22.2% below the Business Services median (#480 of 866)
No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
53GF Score
Get the complete analysis for CHIX:FNTLL
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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