Fintel (CHIX:FNTLL) Profitability Rank: 7 (As of Dec. 2025) — Near Median

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CHIX:FNTLL Fintel PLC CHIX:FNTLL
53 GF Score
Price £1.95
GF Value £2.79
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fintel Profitability Rank?

Fintel CHIX:FNTLL +0.65% 53 Profitability Rank is 7 as of Dec. 2025, which is at its 10-year median of 7.00. GuruFocus rates CHIX:FNTLL with a GF Score™ of 53/100 and a GF Value™ of £2.79 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Fintel has the Profitability Rank of 7.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Fintel's Operating Margin % for the quarter that ended in Dec. 2025 was 33.33%. As of today, Fintel's Piotroski F-Score is 4.


Fintel Profitability Rank Related Terms


CHIX:FNTLL vs VRSK, EFX, BAH: Profitability Rank Comparison

For the Consulting Services subindustry, Fintel's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel Profitability Rank vs Business Services Industry

For the Business Services industry and Industrials sector, Fintel's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Fintel's Profitability Rank falls into.


CHIX:FNTLL
53GF Score
Fintel PLC CHIX:FNTLL
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Fintel has the Profitability Rank of 7.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Fintel's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=14.5 / 43.5
=33.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Fintel has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Good Sign:

Fintel PLC operating margin is expanding. Margin expansion is usually a good sign.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 7 mean?
Fintel (CHIX:FNTLL) has a Profitability Rank of 7 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Fintel and its competitors. This is near median its historical median of 7.00. Over the past decade, Fintel's Profitability Rank has ranged from 7.00 to 7.00.
Is Fintel's Profitability Rank too high?
Fintel's current Profitability Rank of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 7.00. Overall, Fintel has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's Profitability Rank compare to VRSK and EFX?
Fintel's Profitability Rank of 7 can be compared against companies in the Business Services industry. Historically, Fintel's own Profitability Rank has ranged from 7.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Business Services company?
A good Profitability Rank depends on the Business Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Fintel and its competitors. Fintel's current Profitability Rank is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.79, compared to a current price of £1.95 — trading 30.2% below its estimated fair value. The current Profitability Rank is 7, which is near median its 10-year median of 7.00. Fintel's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current Profitability Rank is 7 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (CHIX:FNTLL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.95 is trading 30.2% below its estimated GF Value™ of £2.79. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for CHIX:FNTLL:

  • Profitability Rank: 7 (near median its 10-year median of 7.00)
  • GF Value™: £2.79 vs. price of £1.95 (30.2% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Business Description

Other Exchanges FNTL:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
53GF Score

Get the complete analysis for CHIX:FNTLL

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.95
Price
£2.79
GF Value