Fintel (CHIX:FNTLL) Pre-Tax Income: £9.80 Mil (TTM As of Dec. 2025)

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CHIX:FNTLL Fintel PLC CHIX:FNTLL
49 GF Score
Price £1.92
GF Value £2.80
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Fintel Pre-Tax Income?

Fintel CHIX:FNTLL 49 Pre-Tax Income is £9.80 Mil as of Dec. 2025. GuruFocus rates CHIX:FNTLL with a GF Score™ of 49/100 and a GF Value™ of £2.80 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Fintel's pretax income for the six months ended in Dec. 2025 was £6.00 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was £9.80 Mil. Fintel's pretax margin was 13.79%.

During the past 11 years, Fintel's highest Pretax Margin was 31.14%. The lowest was 8.35%. And the median was 13.62%.


Fintel  (CHIX:FNTLl) Pre-Tax Income Explanation

Fintel's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=6/43.5
=13.79%

During the past 11 years, Fintel's highest Pretax Margin was 31.14%. The lowest was 8.35%. And the median was 13.62%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fintel Pre-Tax Income Related Terms


Fintel Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Fintel's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel Pre-Tax Income Chart

Fintel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.90 12.40 9.60 7.70 9.80

Fintel Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.10 3.40 4.30 3.80 6.00

CHIX:FNTLL vs VRSK, EFX, BAH: Pre-Tax Income Comparison

For the Consulting Services subindustry, Fintel's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel Pre-Tax Income vs Business Services Industry

For the Business Services industry and Industrials sector, Fintel's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Fintel's Pre-Tax Income falls into.


CHIX:FNTLL
49GF Score
Fintel PLC CHIX:FNTLL
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Fintel's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=21.8+0+-2.9+0.5+-9.6
=9.80

Fintel's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=14.5+0+-1.5+0.3+-7.3
=6.00

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £9.80 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of £9.80 Mil mean?
Fintel (CHIX:FNTLL) has a Pre-Tax Income of £9.80 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Fintel and its competitors.
Is Fintel's Pre-Tax Income too high?
Fintel's current Pre-Tax Income is £9.80 Mil. Overall, Fintel has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's Pre-Tax Income compare to VRSK and EFX?
Fintel's Pre-Tax Income of £9.80 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Business Services company?
A good Pre-Tax Income depends on the Business Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Fintel and its competitors. Fintel's current Pre-Tax Income is £9.80 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.80, compared to a current price of £1.92 — trading 31.6% below its estimated fair value. The current Pre-Tax Income is £9.80 Mil. Fintel's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current Pre-Tax Income is £9.80 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (CHIX:FNTLL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.92 is trading 31.6% below its estimated GF Value™ of £2.80. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for CHIX:FNTLL:

  • Pre-Tax Income: £9.80 Mil
  • GF Value™: £2.80 vs. price of £1.92 (31.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Business Description

Other Exchanges FNTL:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
49GF Score

Get the complete analysis for CHIX:FNTLL

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.92
Price
£2.80
GF Value