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FintelCHIX:FNTLL 47 3-Year EPS without NRI Growth Rate is 11.40% as of Dec. 2025, which is 2% below its 10-year median of 11.60. GuruFocus rates CHIX:FNTLL with a GF Score™ of 47/100 and a GF Value™ of £2.80 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 804 Business Services companies, Fintel ranks better than 56.84% on this metric.
During the past 12 months, Fintel's average EPS without NRI Growth Rate was 3.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 11.40% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 11.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 11 years, the highest 3-Year average EPS without NRI Growth Rate of Fintel was 30.20% per year. The lowest was 3.20% per year. And the median was 11.60% per year.
Fintel (CHIX:FNTLl) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Fintel 3-Year EPS without NRI Growth Rate Related Terms
CHIX:FNTLL vs VRSK, EFX, BAH: 3-Year EPS without NRI Growth Rate Comparison
For the Consulting Services subindustry, Fintel's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintel 3-Year EPS without NRI Growth Rate vs Business Services Industry
For the Business Services industry and Industrials sector, Fintel's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Fintel's 3-Year EPS without NRI Growth Rate falls into.
Fintel 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 11.40% mean?
Fintel (CHIX:FNTLL) has a 3-Year EPS without NRI Growth Rate of 11.40% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Fintel and its competitors. This is near median its historical median of 11.60. Over the past decade, Fintel's 3-Year EPS without NRI Growth Rate has ranged from 3.20 to 30.20. According to the industry distribution chart, Fintel ranks #347 out of 804 companies in the Business Services industry, placing it in the top 43.2%.
Is Fintel's 3-Year EPS without NRI Growth Rate too high?
Fintel's current 3-Year EPS without NRI Growth Rate of 11.40% is near median its 10-year median of 11.60. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 30.20. The Business Services industry median 3-Year EPS without NRI Growth Rate is 7.80. Fintel's value of 11.40% is 46.2% above this industry median. Based on the distribution chart, Fintel ranks #347 out of 804 companies in the Business Services industry, which is above the industry midpoint. Overall, Fintel has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's 3-Year EPS without NRI Growth Rate compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #347 out of 804 companies for 3-Year EPS without NRI Growth Rate. This puts Fintel in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.80. Fintel's value of 11.40% is 46.2% above this benchmark. Historically, Fintel's own 3-Year EPS without NRI Growth Rate has ranged from 3.20 to 30.20 over the past decade. While the company's 10-year median is 11.60 vs. the industry median of 7.80, Fintel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Business Services company?
The median 3-Year EPS without NRI Growth Rate among Business Services companies is 7.80, based on 804 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current 3-Year EPS without NRI Growth Rate of 11.40% is 46.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Fintel and its competitors. For the Business Services industry, the median 3-Year EPS without NRI Growth Rate is 7.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current 3-Year EPS without NRI Growth Rate is 11.40%, which is near median its own 10-year median of 11.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.80, compared to a current price of £1.92 — trading 31.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 11.40%, which is near median its 10-year median of 11.60 and 46.2% above the Business Services industry median of 7.80. Fintel's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current 3-Year EPS without NRI Growth Rate is 11.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintel (CHIX:FNTLL) Overvalued in 2026?
Based on GuruFocus' analysis, Fintel stock appears to be undervalued.
The current stock price of £1.92 is trading 31.6% below its estimated GF Value™ of £2.80.
GuruFocus considers Fintel to be Significantly Undervalued.
Key valuation signals for CHIX:FNTLL:
3-Year EPS without NRI Growth Rate: 11.40% (near median its 10-year median of 11.60)
GF Value™: £2.80 vs. price of £1.92 (31.6% below fair value)
Industry Position: 46.2% above the Business Services median (#347 of 804)
No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
47GF Score
Get the complete analysis for CHIX:FNTLL
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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