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FintelCHIX:FNTLL -0.75%52 EV-to-EBITDA is 11.91 as of Jul. 25, 2026, which is 24% below its 10-year median of 15.59. GuruFocus rates CHIX:FNTLL with a GF Score™ of 52/100 and a GF Value™ of £2.79 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 903 Business Services companies, Fintel ranks worse than 71.43% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Fintel's enterprise value is £238.20 Mil.
Fintel's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £20.00 Mil. Therefore, Fintel's EV-to-EBITDA for today is 11.91.
The historical rank and industry rank for Fintel's EV-to-EBITDA or its related term are showing as below:
CHIX:FNTLl'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.66 Med: 15.59 Max: 29.56
Current: 11.9
During the past 11 years, the highest EV-to-EBITDA of Fintel was 29.56. The lowest was 6.66. And the median was 15.59.
CHIX:FNTLl's EV-to-EBITDA is ranked worse than 71.43% of 903
companies
in the Business Services industry
Industry Median: 7.78
vs CHIX:FNTLl: 11.90
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
As of today (2026-07-25), Fintel's stock price is £1.985.
Fintel's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.061. Therefore, Fintel's PE Ratio (TTM) for today is 32.54.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Fintel (CHIX:FNTLl) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Fintel's share price for today is £1.985.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fintel's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.061.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Fintel's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:FNTLL vs VRSK, EFX, BAH: EV-to-EBITDA Comparison
For the Consulting Services subindustry, Fintel's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintel EV-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Fintel's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Fintel's EV-to-EBITDA falls into.
Fintel's current Enterprise Value is £238.20 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fintel's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £20.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintel (CHIX:FNTLL) has a EV-to-EBITDA of 11.91 as of Jul. 25, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fintel. This is 24% below median its historical median of 15.59. Over the past decade, Fintel's EV-to-EBITDA has ranged from 6.66 to 29.56. According to the industry distribution chart, Fintel ranks #645 out of 903 companies in the Business Services industry, placing it in the top 71.4%.
Is Fintel's EV-to-EBITDA too high?
Fintel's current EV-to-EBITDA of 11.91 is 24% below median its 10-year median of 15.59. Over the past 10 years, this metric has ranged from a low of 6.66 to a high of 29.56. The Business Services industry median EV-to-EBITDA is 7.78. Fintel's value of 11.91 is 53.1% above this industry median. Based on the distribution chart, Fintel ranks #645 out of 903 companies in the Business Services industry, which is below the industry midpoint. Overall, Fintel has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's EV-to-EBITDA compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #645 out of 903 companies for EV-to-EBITDA. This places Fintel in the lower half of its industry. The industry median EV-to-EBITDA is 7.78. Fintel's value of 11.91 is 53.1% above this benchmark. Historically, Fintel's own EV-to-EBITDA has ranged from 6.66 to 29.56 over the past decade. While the company's 10-year median is 15.59 vs. the industry median of 7.78, Fintel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Business Services company?
The median EV-to-EBITDA among Business Services companies is 7.78, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current EV-to-EBITDA of 11.91 is 53.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fintel. For the Business Services industry, the median EV-to-EBITDA is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current EV-to-EBITDA is 11.91, which is 24% below median its own 10-year median of 15.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.79, compared to a current price of £1.99 — trading 28.9% below its estimated fair value. The current EV-to-EBITDA is 11.91, which is 24% below median its 10-year median of 15.59 and 53.1% above the Business Services industry median of 7.78. Fintel's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current EV-to-EBITDA is 11.91 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintel (CHIX:FNTLL) Overvalued in 2026?
Based on GuruFocus' analysis, Fintel stock appears to be undervalued.
The current stock price of £1.99 is trading 28.9% below its estimated GF Value™ of £2.79.
GuruFocus considers Fintel to be Modestly Undervalued.
Key valuation signals for CHIX:FNTLL:
EV-to-EBITDA: 11.91 (24% below median its 10-year median of 15.59)
GF Value™: £2.79 vs. price of £1.99 (28.9% below fair value)
Industry Position: 53.1% above the Business Services median (#645 of 903)
No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
52GF Score
Get the complete analysis for CHIX:FNTLL
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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