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FintelCHIX:FNTLL -0.75%52 EV-to-EBIT is 18.76 as of Jul. 25, 2026, which is 5% below its 10-year median of 19.70. GuruFocus rates CHIX:FNTLL with a GF Score™ of 52/100 and a GF Value™ of £2.79 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 853 Business Services companies, Fintel ranks worse than 73.15% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Fintel's Enterprise Value is £238.20 Mil.
Fintel's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was £12.70 Mil. Therefore, Fintel's EV-to-EBIT for today is 18.76.
The historical rank and industry rank for Fintel's EV-to-EBIT or its related term are showing as below:
CHIX:FNTLl'
s EV-to-EBIT Range Over the Past 10 Years
Min: 8.09 Med: 19.7 Max: 33.71
Current: 18.76
During the past 11 years, the highest EV-to-EBIT of Fintel was 33.71. The lowest was 8.09. And the median was 19.70.
CHIX:FNTLl's EV-to-EBIT is ranked worse than 73.15% of 853
companies
in the Business Services industry
Industry Median: 11.2
vs CHIX:FNTLl: 18.76
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Fintel's Enterprise Value for the quarter that ended in Dec. 2025 was £248.10 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fintel's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was £12.70 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintel EV-to-EBIT Related Terms
Fintel EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Fintel's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:FNTLL vs VRSK, EFX, BAH: EV-to-EBIT Comparison
For the Consulting Services subindustry, Fintel's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintel EV-to-EBIT vs Business Services Industry
For the Business Services industry and Industrials sector, Fintel's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Fintel's EV-to-EBIT falls into.
Fintel's current Enterprise Value is £238.20 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fintel's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was £12.70 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintel (CHIX:FNTLL) has a EV-to-EBIT of 18.76 as of Jul. 25, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fintel and its competitors. This is near median its historical median of 19.70. Over the past decade, Fintel's EV-to-EBIT has ranged from 8.09 to 33.71. According to the industry distribution chart, Fintel ranks #624 out of 853 companies in the Business Services industry, placing it in the top 73.2%.
Is Fintel's EV-to-EBIT too high?
Fintel's current EV-to-EBIT of 18.76 is near median its 10-year median of 19.70. Over the past 10 years, this metric has ranged from a low of 8.09 to a high of 33.71. The Business Services industry median EV-to-EBIT is 11.20. Fintel's value of 18.76 is 67.5% above this industry median. Based on the distribution chart, Fintel ranks #624 out of 853 companies in the Business Services industry, which is below the industry midpoint. Overall, Fintel has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's EV-to-EBIT compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #624 out of 853 companies for EV-to-EBIT. This places Fintel in the lower half of its industry. The industry median EV-to-EBIT is 11.20. Fintel's value of 18.76 is 67.5% above this benchmark. Historically, Fintel's own EV-to-EBIT has ranged from 8.09 to 33.71 over the past decade. While the company's 10-year median is 19.70 vs. the industry median of 11.20, Fintel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Business Services company?
The median EV-to-EBIT among Business Services companies is 11.20, based on 853 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current EV-to-EBIT of 18.76 is 67.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fintel and its competitors. For the Business Services industry, the median EV-to-EBIT is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current EV-to-EBIT is 18.76, which is near median its own 10-year median of 19.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (CHIX:FNTLL) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.79, compared to a current price of £1.99 — trading 28.9% below its estimated fair value. The current EV-to-EBIT is 18.76, which is near median its 10-year median of 19.70 and 67.5% above the Business Services industry median of 11.20. Fintel's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Fintel (CHIX:FNTLL), the current EV-to-EBIT is 18.76 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintel (CHIX:FNTLL) Overvalued in 2026?
Based on GuruFocus' analysis, Fintel stock appears to be undervalued.
The current stock price of £1.99 is trading 28.9% below its estimated GF Value™ of £2.79.
GuruFocus considers Fintel to be Modestly Undervalued.
Key valuation signals for CHIX:FNTLL:
EV-to-EBIT: 18.76 (near median its 10-year median of 19.70)
GF Value™: £2.79 vs. price of £1.99 (28.9% below fair value)
Industry Position: 67.5% above the Business Services median (#624 of 853)
No single metric tells the full story. See the CHIX:FNTLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
52GF Score
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