What is Live Oak Bancshares Debt-to-Equity?
Live Oak Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. Live Oak Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $23.4 Mil. Live Oak Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $902.7 Mil.
Live Oak Bancshares's debt to equity for the quarter that ended in Dec. 2023 was 0.03.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Live Oak Bancshares's Debt-to-Equity or its related term are showing as below:
LOB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.13 Max: 2.72
Current: 0.03
During the past 13 years, the highest Debt-to-Equity Ratio of Live Oak Bancshares was 2.72. The lowest was 0.00. And the median was 0.13.
Live Oak Bancshares Debt-to-Equity Historical Data
The historical data trend for Live Oak Bancshares's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Live Oak Bancshares Debt-to-Equity Chart
|
Live Oak Bancshares Annual Data
|
|
Trend |
Dec14 |
Dec15 |
Dec16 |
Dec17 |
Dec18 |
Dec19 |
Dec20 |
Dec21 |
Dec22 |
Dec23 |
| Debt-to-Equity |
|
Get a 7-Day Free Trial
|
|
|
- |
2.72 |
0.45 |
0.10 |
0.03 |
|
Live Oak Bancshares Quarterly Data
|
|
Mar19 |
Jun19 |
Sep19 |
Dec19 |
Mar20 |
Jun20 |
Sep20 |
Dec20 |
Mar21 |
Jun21 |
Sep21 |
Dec21 |
Mar22 |
Jun22 |
Sep22 |
Dec22 |
Mar23 |
Jun23 |
Sep23 |
Dec23 |
| Debt-to-Equity |
Get a 7-Day Free Trial
|
|
|
|
|
|
|
|
|
|
|
|
|
0.10 |
0.04 |
0.03 |
0.03 |
0.03 |
Competitive Comparison of Live Oak Bancshares's Debt-to-Equity
For the Banks - Regional subindustry, Live Oak Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Live Oak Bancshares's Debt-to-Equity Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Live Oak Bancshares's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Live Oak Bancshares's Debt-to-Equity falls into.
Live Oak Bancshares Debt-to-Equity Calculation
Debt to Equity measures the financial leverage a company has.
Live Oak Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as
Live Oak Bancshares's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Live Oak Bancshares (Live Oak Bancshares) Business Description
Traded in Other Exchanges
N/A
Address
1741 Tiburon Drive, Wilmington, NC, USA, 28403
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
Executives
| Steve Smits |
officer: Chief Credit Officer |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| John W. Sutherland |
officer: Chief Accounting Officer |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Renato Derraik |
officer: Chief Info. & Digital Officer |
C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| David G Lucht |
director |
II CASCADE PLAZA, AKRON OH 44308 |
| William Henderson Cameron |
director |
POST OFFICE BOX 3649, WILMINGTON NC 28406 |
| Micah S Davis |
officer: Chief Marketing & Comm Officer |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Yousef A. Valine |
director |
165 MADISON AVENUE, MEMPHIS TN 38103 |
| Diane Beth Glossman |
director |
2820 RIVER ROAD, NEW HOPE PA 18938 |
| Casey S Crawford |
director |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Stephanie Mann |
officer: Chief Strategy Officer |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Spencer Courtney |
officer: Chief Experience Officer |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Losch William C Iii |
officer: Chief Financial Officer |
165 MADISON AVENUE, MEMPHIS TN 38103 |
| Tonya Williams Bradford |
director |
C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Williams William L. Iii |
director |
1741 TIBURON DRIVE, WILMINGTON NC 28403 |
| Neil Lawrence Underwood |
director, officer: President |
1420 CANOOCHEE DRIVE, ATLANTA GA 30319 |
Live Oak Bancshares (Live Oak Bancshares) Headlines
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
LOB has been successfully added to your