LOB (Live Oak Bancshares) Dividends per Share: $0.12 (TTM As of Mar. 2026)


LOB Live Oak Bancshares Inc LOB
70 GF Score
Price $41.05
GF Value $42.72
Valuation Fairly Valued
! 5 Warning Signs
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What is Live Oak Bancshares Dividends per Share?

Live Oak Bancshares LOB -1.77% 70 Dividends per Share is $0.12 as of Mar. 2026. GuruFocus rates LOB with a GF Score™ of 70/100 and a GF Value™ of $42.72 (Fairly Valued). The stock has 5 warning signs investors should review.

Live Oak Bancshares's dividends per share for the three months ended in Mar. 2026 was $0.03. Its dividends per share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.12. Its Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.05. As of today, Live Oak Bancshares's Dividend Yield % is 0.29%.

Warning Sign:

Live Oak Bancshares Inc stock Dividend Yield % is close to 1-year low.

During the past 10 years, the average Dividends Per Share Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Live Oak Bancshares was 81.70% per year. The lowest was 0.00% per year. And the median was 0.00% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Live Oak Bancshares  (NYSE:LOB) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Live Oak Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.03/ 0.6
=0.05

During the past 13 years, the highest Dividend Payout Ratio of Live Oak Bancshares was 0.28. The lowest was 0.03. And the median was 0.08.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Live Oak Bancshares Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.0300002026-06-022026-06-022026-06-15Cash DividendquarterlyUSD:USD 1.000000
USD 0.0300002026-03-052026-03-052026-03-15Cash DividendquarterlyUSD:USD 1.000000
USD 0.0300002025-12-022025-12-022025-12-15Cash DividendquarterlyUSD:USD 1.000000
USD 0.0300002025-09-022025-09-022025-09-15Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


Live Oak Bancshares's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.12/41.05
=0.29 %

Current Share Price is $41.05.
Live Oak Bancshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.12.

During the past 13 years, the highest Dividend Yield of Live Oak Bancshares was 1.32%. The lowest was 0.12%. And the median was 0.36%.

Warning Sign:

Live Oak Bancshares Inc stock Dividend Yield % is close to 1-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Live Oak Bancshares Dividends per Share Related Terms


Live Oak Bancshares Dividends per Share Historical Data

* Premium members only.

The historical data trend for Live Oak Bancshares's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Live Oak Bancshares Dividends per Share Chart

Live Oak Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.12 0.12 0.12 0.12

Live Oak Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

LOB vs CHCO, SRCE, CASH: Dividends per Share Comparison

For the Banks - Regional subindustry, Live Oak Bancshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Live Oak Bancshares Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Live Oak Bancshares's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Live Oak Bancshares's Dividend Yield % falls into.


LOB
70GF Score
Live Oak Bancshares Inc LOB
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Live Oak Bancshares Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $0.12 mean?
Live Oak Bancshares (LOB) has a Dividends per Share of $0.12 as of Mar. 2026. Dividends per share represents the per-share amount paid as dividends. View historical data on Live Oak Bancshares and its competitors.
Is Live Oak Bancshares' Dividends per Share too high?
Live Oak Bancshares' current Dividends per Share is $0.12. Overall, Live Oak Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Live Oak Bancshares' Dividends per Share compare to CHCO and SRCE?
Live Oak Bancshares' Dividends per Share of $0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Live Oak Bancshares and its competitors. Live Oak Bancshares's current Dividends per Share is $0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Live Oak Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Live Oak Bancshares (LOB) is currently considered Fairly Valued. The stock's GF Value™ is $42.72, compared to a current price of $41.05 — trading 3.9% below its estimated fair value. The current Dividends per Share is $0.12. Live Oak Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Live Oak Bancshares (LOB), the current Dividends per Share is $0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Live Oak Bancshares (LOB) Overvalued in 2026?

Based on GuruFocus' analysis, Live Oak Bancshares stock appears to be undervalued. The current stock price of $41.05 is trading 3.9% below its estimated GF Value™ of $42.72. GuruFocus considers Live Oak Bancshares to be Fairly Valued.

Key valuation signals for LOB:

  • Dividends per Share: $0.12
  • GF Value™: $42.72 vs. price of $41.05 (3.9% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the LOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Live Oak Bancshares Business Description

Address 1741 Tiburon Drive, Wilmington, NC, USA, 28403
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
70GF Score

Get the complete analysis for LOB

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.05
Price
$42.72
GF Value