LOB (Live Oak Bancshares) Insider Ownership: 6.25 % (As of Aug. 12, 2026)

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LOB Live Oak Bancshares Inc LOB
70 GF Score
Price $42.76
GF Value $42.78
Valuation Fairly Valued
! 5 Warning Signs
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What is Live Oak Bancshares Insider Ownership?

Live Oak Bancshares LOB -0.05% 70 Insider Ownership is 6.25 % as of Aug. 12, 2026. GuruFocus rates LOB with a GF Score™ of 70/100 and a GF Value™ of $42.78 (Fairly Valued). The stock has 5 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Live Oak Bancshares's insider ownership is 6.25%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Live Oak Bancshares's Institutional Ownership is 70.70%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Live Oak Bancshares's Float Percentage Of Total Shares Outstanding is 63.75%.

Live Oak Bancshares Insider Ownership Historical Data

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The historical data trend for Live Oak Bancshares's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Live Oak Bancshares Insider Ownership Chart

Live Oak Bancshares Historical Data

The historical data trend for Live Oak Bancshares can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 6.16 6.33 6.33 6.28 6.30 6.30 6.45 6.28 6.27 6.25
LOB
70GF Score
Live Oak Bancshares Inc LOB
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Live Oak Bancshares Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 6.25 % mean?
Live Oak Bancshares (LOB) has a Insider Ownership of 6.25 % as of Aug. 12, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Live Oak Bancshares and its competitors.
Is Live Oak Bancshares' Insider Ownership too high?
Live Oak Bancshares' current Insider Ownership is 6.25 %. Overall, Live Oak Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Live Oak Bancshares' Insider Ownership compare to NBHC and CHCO?
Live Oak Bancshares' Insider Ownership of 6.25 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Live Oak Bancshares and its competitors. Live Oak Bancshares's current Insider Ownership is 6.25 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Live Oak Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Live Oak Bancshares (LOB) is currently considered Fairly Valued. The stock's GF Value™ is $42.78, compared to a current price of $42.76 — trading 0% below its estimated fair value. The current Insider Ownership is 6.25 %. Live Oak Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Live Oak Bancshares (LOB), the current Insider Ownership is 6.25 % as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Live Oak Bancshares (LOB) Overvalued in 2026?

Based on GuruFocus' analysis, Live Oak Bancshares stock appears to be undervalued. The current stock price of $42.76 is trading 0% below its estimated GF Value™ of $42.78. GuruFocus considers Live Oak Bancshares to be Fairly Valued.

Key valuation signals for LOB:

  • Insider Ownership: 6.25 %
  • GF Value™: $42.78 vs. price of $42.76 (0% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the LOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Live Oak Bancshares Business Description

Address 1741 Tiburon Drive, Wilmington, NC, USA, 28403
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
70GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.76
Price
$42.78
GF Value