Live Oak Bancshares's ROE % for the quarter that ended in Mar. 2026 was 9.51%. Live Oak Bancshares's PB Ratio for the quarter that ended in Mar. 2026 was 1.29.
Live Oak Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.37%.
Live Oak Bancshares ROE % Adjusted to Book Value Related Terms
Live Oak Bancshares ROE % Adjusted to Book Value Historical Data
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The historical data trend for Live Oak Bancshares's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Live Oak Bancshares ROE % Adjusted to Book Value Chart
LOB vs CHCO, SRCE, CASH: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Live Oak Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Live Oak Bancshares ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Live Oak Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Live Oak Bancshares's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 7.37% mean?
Live Oak Bancshares (LOB) has a ROE % Adjusted to Book Value of 7.37% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Live Oak Bancshares and its competitors.
Is Live Oak Bancshares' ROE % Adjusted to Book Value too high?
Live Oak Bancshares' current ROE % Adjusted to Book Value is 7.37%. Overall, Live Oak Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Live Oak Bancshares' ROE % Adjusted to Book Value compare to CHCO and SRCE?
Live Oak Bancshares' ROE % Adjusted to Book Value of 7.37% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Live Oak Bancshares and its competitors. Live Oak Bancshares's current ROE % Adjusted to Book Value is 7.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Live Oak Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Live Oak Bancshares (LOB) is currently considered Fairly Valued. The stock's GF Value™ is $42.61, compared to a current price of $40.78 — trading 4.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.37%. Live Oak Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Live Oak Bancshares (LOB), the current ROE % Adjusted to Book Value is 7.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Live Oak Bancshares (LOB) Overvalued in 2026?
Based on GuruFocus' analysis, Live Oak Bancshares stock appears to be undervalued.
The current stock price of $40.78 is trading 4.3% below its estimated GF Value™ of $42.61.
GuruFocus considers Live Oak Bancshares to be Fairly Valued.
Key valuation signals for LOB:
ROE % Adjusted to Book Value: 7.37%
GF Value™: $42.61 vs. price of $40.78 (4.3% below fair value)
No single metric tells the full story. See the LOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
70GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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