LOB (Live Oak Bancshares) Margin of Safety % (DCF Earnings Based) : 22.73% (As of Dec. 14, 2024)

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What is Live Oak Bancshares Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2024-12-14), Live Oak Bancshares's Predictability Rank is 3.5-Stars. Live Oak Bancshares's intrinsic value calculated from the Discounted Earnings model is $57.19 and current share price is $44.19. Consequently,

Live Oak Bancshares's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 22.73%.

Competitive Comparison of Live Oak Bancshares's Margin of Safety % (DCF Earnings Based)

For the Banks - Regional subindustry, Live Oak Bancshares's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Live Oak Bancshares's Margin of Safety % (DCF Earnings Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Live Oak Bancshares's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Live Oak Bancshares's Margin of Safety % (DCF Earnings Based) falls into.

Live Oak Bancshares Margin of Safety % (DCF Earnings Based) Calculation

Live Oak Bancshares's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)	=	(Intrinsic Value: DCF (Earnings Based)	-	Current Price)	/	Intrinsic Value: DCF (Earnings Based)
	=	(57.19	-	44.19)	/	57.19
	=	22.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

Live Oak Bancshares Margin of Safety % (DCF Earnings Based) Related Terms

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Live Oak Bancshares Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Live Oak Bancshares Inc (NYSE:LOB) » Definitions » Margin of Safety % (DCF Earnings Based)

Comparable Companies

Traded in Other Exchanges

N/A

Address

1741 Tiburon Drive, Wilmington, NC, USA, 28403

Website

https://www.liveoakbank.com

Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.

Executives

John W. Sutherland	officer: Chief Accounting Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Gregory W Seward	officer: General Counsel	1741 TIBURON DRIVE, WILMINGTON NC 28403
William Henderson Cameron	director	POST OFFICE BOX 3649, WILMINGTON NC 28406
Tonya Williams Bradford	director	C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403
Micah S Davis	officer: Chief Marketing & Comm Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Miltom Emmett Petty	director	1741 TIBURON DRIVE, WILMINTON NC 28403
Steve Smits	officer: Chief Credit Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Renato Derraik	officer: Chief Info. & Digital Officer	C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403
David G Lucht	director	II CASCADE PLAZA, AKRON OH 44308
Yousef A. Valine	director	165 MADISON AVENUE, MEMPHIS TN 38103
Diane Beth Glossman	director	2820 RIVER ROAD, NEW HOPE PA 18938
Casey S Crawford	director	1741 TIBURON DRIVE, WILMINGTON NC 28403
Stephanie Mann	officer: Chief Strategy Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Spencer Courtney	officer: Chief Experience Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Losch William C Iii	officer: Chief Financial Officer	165 MADISON AVENUE, MEMPHIS TN 38103