Prime Financial Group (ASX:PFG) Debt-to-Asset : 0.21 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:PFG Prime Financial Group Ltd ASX:PFG
53 GF Score
Price A$0.22
GF Value A$0.29
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Prime Financial Group Debt-to-Asset?

Prime Financial Group ASX:PFG 53 Debt-to-Asset is 0.21 as of Dec. 2025. GuruFocus rates ASX:PFG with a GF Score™ of 53/100 and a GF Value™ of A$0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Prime Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$3.32 Mil. Prime Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$19.15 Mil. Prime Financial Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was A$106.78 Mil. Prime Financial Group's debt to asset for the quarter that ended in Dec. 2025 was 0.21.


Prime Financial Group  (ASX:PFG) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Prime Financial Group Debt-to-Asset Related Terms


Prime Financial Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Prime Financial Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Financial Group Debt-to-Asset Chart

Prime Financial Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.12 0.17 0.18 0.21

Prime Financial Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.18 0.17 0.21 0.21

ASX:PFG vs BLK, BX, KKR: Debt-to-Asset Comparison

For the Asset Management subindustry, Prime Financial Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Financial Group Debt-to-Asset vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Prime Financial Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Prime Financial Group's Debt-to-Asset falls into.


ASX:PFG
53GF Score
Prime Financial Group Ltd ASX:PFG
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prime Financial Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Prime Financial Group's Debt-to-Asset for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(2.785 + 19.097) / 104.047
=0.21

Prime Financial Group's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(3.317 + 19.145) / 106.778
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.21 mean?
Prime Financial Group (ASX:PFG) has a Debt-to-Asset of 0.21 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Prime Financial Group and its competitors.
Is Prime Financial Group's Debt-to-Asset too high?
Prime Financial Group's current Debt-to-Asset is 0.21. Overall, Prime Financial Group has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prime Financial Group's Debt-to-Asset compare to BLK and BX?
Prime Financial Group's Debt-to-Asset of 0.21 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Asset Management company?
A good Debt-to-Asset depends on the Asset Management industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Prime Financial Group and its competitors. Prime Financial Group's current Debt-to-Asset is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Prime Financial Group (ASX:PFG) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.29, compared to a current price of A$0.22 — trading 25.9% below its estimated fair value. The current Debt-to-Asset is 0.21. Prime Financial Group's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Prime Financial Group (ASX:PFG), the current Debt-to-Asset is 0.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Financial Group (ASX:PFG) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Financial Group stock appears to be undervalued. The current stock price of A$0.22 is trading 25.9% below its estimated GF Value™ of A$0.29. GuruFocus considers Prime Financial Group to be Modestly Undervalued.

Key valuation signals for ASX:PFG:

  • Debt-to-Asset: 0.21
  • GF Value™: A$0.29 vs. price of A$0.22 (25.9% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the ASX:PFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Financial Group Business Description

Address 40 City Road, Level 17, HWT Tower, Southbank, Melbourne, VIC, AUS, 3006
Prime Financial Group Ltd is an integrated accounting and business advisory, wealth management, and capital advisory company for business owners and family groups. It offers services accounting and tax compliance, start-up services, SME advisory, director and board services, life insurance, estate planning, lending and finance, transaction and restructuring services, superannuation, and others. Its segments are Business Segment and the other to Wealth Management segment. The company generates the majority of its revenue from the Wealth Management segment.
53GF Score

Get the complete analysis for ASX:PFG

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.22
Price
A$0.29
GF Value