Prime Financial GroupASX:PFG -2.22%61 Interest Coverage is 2.82 as of Dec. 2025, which is 68% below its 10-year median of 8.86. GuruFocus rates ASX:PFG with a GF Score™ of 61/100 and a GF Value™ of A$0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 476 Asset Management companies, Prime Financial Group ranks worse than 73.95% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Prime Financial Group's
Operating Income
for the
six
months ended in Dec. 2025 was A$3.61 Mil. Prime Financial Group's Interest Expense for the
six
months ended in Dec. 2025 was A$-1.28 Mil.
Prime Financial Group's interest coverage for the quarter that ended in Dec. 2025 was 2.82.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Prime Financial Group's Interest Coverage or its related term are showing as below:
ASX:PFG'
s Interest Coverage Range Over the Past 10 Years
Min: 3.45 Med: 8.86 Max: 21.48
Current: 4.43
ASX:PFG's Interest Coverage is ranked worse than 73.95% of 476
companies
in the Asset Management industry
Industry Median: 43.13
vs ASX:PFG: 4.43
Prime Financial Group (ASX:PFG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Prime Financial Group Interest Coverage Related Terms
Prime Financial Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Prime Financial Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:PFG vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Prime Financial Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prime Financial Group Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Prime Financial Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Prime Financial Group's Interest Coverage falls into.
Prime Financial Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Financial Group (ASX:PFG) has a Interest Coverage of 2.82 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Prime Financial Group and its competitors. This is 68% below median its historical median of 8.86. Over the past decade, Prime Financial Group's Interest Coverage has ranged from 3.45 to 21.48. According to the industry distribution chart, Prime Financial Group ranks #352 out of 476 companies in the Asset Management industry, placing it in the top 73.9%.
Is Prime Financial Group's Interest Coverage too high?
Prime Financial Group's current Interest Coverage of 2.82 is 68% below median its 10-year median of 8.86. Over the past 10 years, this metric has ranged from a low of 3.45 to a high of 21.48. The Asset Management industry median Interest Coverage is 43.13. Prime Financial Group's value of 2.82 is 93.5% below this industry median. Based on the distribution chart, Prime Financial Group ranks #352 out of 476 companies in the Asset Management industry, which is below the industry midpoint. Overall, Prime Financial Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prime Financial Group's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Prime Financial Group ranks #352 out of 476 companies for Interest Coverage. This places Prime Financial Group in the lower half of its industry. The industry median Interest Coverage is 43.13. Prime Financial Group's value of 2.82 is 93.5% below this benchmark. Historically, Prime Financial Group's own Interest Coverage has ranged from 3.45 to 21.48 over the past decade. While the company's 10-year median is 8.86 vs. the industry median of 43.13, Prime Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prime Financial Group's current Interest Coverage of 2.82 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Prime Financial Group and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Financial Group's current Interest Coverage is 2.82, which is 68% below median its own 10-year median of 8.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Prime Financial Group (ASX:PFG) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.29, compared to a current price of A$0.22 — trading 24.1% below its estimated fair value. The current Interest Coverage is 2.82, which is 68% below median its 10-year median of 8.86 and 93.5% below the Asset Management industry median of 43.13. Prime Financial Group's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Prime Financial Group (ASX:PFG), the current Interest Coverage is 2.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prime Financial Group (ASX:PFG) Overvalued in 2026?
Based on GuruFocus' analysis, Prime Financial Group stock appears to be undervalued.
The current stock price of A$0.22 is trading 24.1% below its estimated GF Value™ of A$0.29.
GuruFocus considers Prime Financial Group to be Modestly Undervalued.
Key valuation signals for ASX:PFG:
Interest Coverage: 2.82 (68% below median its 10-year median of 8.86)
GF Value™: A$0.29 vs. price of A$0.22 (24.1% below fair value)
Industry Position: 93.5% below the Asset Management median (#352 of 476)
No single metric tells the full story. See the ASX:PFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prime Financial Group Ltd is an integrated accounting and business advisory, wealth management, and capital advisory company for business owners and family groups. It offers services accounting and tax compliance, start-up services, SME advisory, director and board services, life insurance, estate planning, lending and finance, transaction and restructuring services, superannuation, and others. Its segments are Business Segment and the other to Wealth Management segment. The company generates the majority of its revenue from the Wealth Management segment.
61GF Score
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