Prime Financial Group (ASX:PFG) Debt-to-Equity: 0.37 (As of Dec. 2025) — 42% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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ASX:PFG Prime Financial Group Ltd ASX:PFG
57 GF Score
Price A$0.22
GF Value A$0.29
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Prime Financial Group Debt-to-Equity?

Prime Financial Group ASX:PFG +2.38% 57 Debt-to-Equity is 0.37 as of Dec. 2025, which is 42% above its 10-year median of 0.26. GuruFocus rates ASX:PFG with a GF Score™ of 57/100 and a GF Value™ of A$0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 962 Asset Management companies, Prime Financial Group ranks worse than 63.31% on this metric.

Prime Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$3.32 Mil. Prime Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$19.15 Mil. Prime Financial Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$61.03 Mil. Prime Financial Group's debt to equity for the quarter that ended in Dec. 2025 was 0.37.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Prime Financial Group's Debt-to-Equity or its related term are showing as below:

ASX:PFG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.09   Med: 0.26   Max: 0.43
Current: 0.37

During the past 13 years, the highest Debt-to-Equity Ratio of Prime Financial Group was 0.43. The lowest was 0.09. And the median was 0.26.

ASX:PFG's Debt-to-Equity is ranked worse than
63.31% of 962 companies
in the Asset Management industry
Industry Median: 0.21 vs ASX:PFG: 0.37

Prime Financial Group  (ASX:PFG) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Prime Financial Group Debt-to-Equity Related Terms


Prime Financial Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Prime Financial Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Financial Group Debt-to-Equity Chart

Prime Financial Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.16 0.23 0.28 0.38

Prime Financial Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.28 0.26 0.38 0.37

ASX:PFG vs BLK, BX, KKR: Debt-to-Equity Comparison

For the Asset Management subindustry, Prime Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Financial Group Debt-to-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Prime Financial Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Prime Financial Group's Debt-to-Equity falls into.


ASX:PFG
57GF Score
Prime Financial Group Ltd ASX:PFG
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prime Financial Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Prime Financial Group's Debt to Equity Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Prime Financial Group's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.37 mean?
Prime Financial Group (ASX:PFG) has a Debt-to-Equity of 0.37 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Prime Financial Group and its competitors. This is 42% above median its historical median of 0.26. Over the past decade, Prime Financial Group's Debt-to-Equity has ranged from 0.09 to 0.43. According to the industry distribution chart, Prime Financial Group ranks #609 out of 962 companies in the Asset Management industry, placing it in the top 63.3%.
Is Prime Financial Group's Debt-to-Equity too high?
Prime Financial Group's current Debt-to-Equity of 0.37 is 42% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.43. The Asset Management industry median Debt-to-Equity is 0.21. Prime Financial Group's value of 0.37 is 76.2% above this industry median. Based on the distribution chart, Prime Financial Group ranks #609 out of 962 companies in the Asset Management industry, which is below the industry midpoint. Overall, Prime Financial Group has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prime Financial Group's Debt-to-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Prime Financial Group ranks #609 out of 962 companies for Debt-to-Equity. This places Prime Financial Group in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Prime Financial Group's value of 0.37 is 76.2% above this benchmark. Historically, Prime Financial Group's own Debt-to-Equity has ranged from 0.09 to 0.43 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.21, Prime Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prime Financial Group's current Debt-to-Equity of 0.37 is 76.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Prime Financial Group and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Financial Group's current Debt-to-Equity is 0.37, which is 42% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Prime Financial Group (ASX:PFG) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.29, compared to a current price of A$0.22 — trading 25.9% below its estimated fair value. The current Debt-to-Equity is 0.37, which is 42% above median its 10-year median of 0.26 and 76.2% above the Asset Management industry median of 0.21. Prime Financial Group's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Prime Financial Group (ASX:PFG), the current Debt-to-Equity is 0.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Financial Group (ASX:PFG) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Financial Group stock appears to be undervalued. The current stock price of A$0.22 is trading 25.9% below its estimated GF Value™ of A$0.29. GuruFocus considers Prime Financial Group to be Modestly Undervalued.

Key valuation signals for ASX:PFG:

  • Debt-to-Equity: 0.37 (42% above median its 10-year median of 0.26)
  • GF Value™: A$0.29 vs. price of A$0.22 (25.9% below fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 76.2% above the Asset Management median (#609 of 962)

No single metric tells the full story. See the ASX:PFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Financial Group Business Description

Address 40 City Road, Level 17, HWT Tower, Southbank, Melbourne, VIC, AUS, 3006
Prime Financial Group Ltd is an integrated accounting and business advisory, wealth management, and capital advisory company for business owners and family groups. It offers services accounting and tax compliance, start-up services, SME advisory, director and board services, life insurance, estate planning, lending and finance, transaction and restructuring services, superannuation, and others. Its segments are Business Segment and the other to Wealth Management segment. The company generates the majority of its revenue from the Wealth Management segment.
57GF Score

Get the complete analysis for ASX:PFG

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.22
Price
A$0.29
GF Value