CASS (Cass Information Systems) Debt-to-Asset : 0.03 (As of Jun. 2026)

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CASS Cass Information Systems Inc CASS
62 GF Score
Price $56.78
GF Value $49.80
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cass Information Systems Debt-to-Asset?

Cass Information Systems CASS +0.34% 62 Debt-to-Asset is 0.03 as of Jun. 2026. GuruFocus rates CASS with a GF Score™ of 62/100 and a GF Value™ of $49.80 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Cass Information Systems's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $80.0 Mil. Cass Information Systems's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. Cass Information Systems's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $2,516.2 Mil. Cass Information Systems's debt to asset for the quarter that ended in Jun. 2026 was 0.03.


Cass Information Systems  (NAS:CASS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Cass Information Systems Debt-to-Asset Related Terms


Cass Information Systems Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Cass Information Systems's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems Debt-to-Asset Chart

Cass Information Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Cass Information Systems Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.06 0.03

CASS vs TRNS, BKSY, KODK: Debt-to-Asset Comparison

For the Specialty Business Services subindustry, Cass Information Systems's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems Debt-to-Asset vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's Debt-to-Asset falls into.


CASS
62GF Score
Cass Information Systems Inc CASS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Cass Information Systems Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Cass Information Systems's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Cass Information Systems's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.03 mean?
Cass Information Systems (CASS) has a Debt-to-Asset of 0.03 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Cass Information Systems and its competitors.
Is Cass Information Systems' Debt-to-Asset too high?
Cass Information Systems' current Debt-to-Asset is 0.03. Overall, Cass Information Systems has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' Debt-to-Asset compare to TRNS and BKSY?
Cass Information Systems' Debt-to-Asset of 0.03 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Business Services company?
A good Debt-to-Asset depends on the Business Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Cass Information Systems and its competitors. Cass Information Systems's current Debt-to-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Based on GuruFocus' analysis, Cass Information Systems (CASS) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.80, compared to a current price of $56.78 — trading 14% above its estimated fair value. The current Debt-to-Asset is 0.03. Cass Information Systems' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Cass Information Systems (CASS), the current Debt-to-Asset is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (CASS) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of $56.78 is trading 14% above its estimated GF Value™ of $49.80. GuruFocus considers Cass Information Systems to be Modestly Overvalued.

Key valuation signals for CASS:

  • Debt-to-Asset: 0.03
  • GF Value™: $49.80 vs. price of $56.78 (14% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CASS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cass Information Systems Business Description

Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
62GF Score

Get the complete analysis for CASS

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.78
Price
$49.80
GF Value