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CASS (Cass Information Systems) Cyclically Adjusted FCF per Share : $2.88 (As of Dec. 2024)


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What is Cass Information Systems Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Cass Information Systems's adjusted free cash flow per share for the three months ended in Dec. 2024 was $1.250. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.88 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Cass Information Systems's average Cyclically Adjusted FCF Growth Rate was 1.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 5.80% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 7.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Cass Information Systems was 15.60% per year. The lowest was 4.10% per year. And the median was 8.30% per year.

As of today (2025-04-13), Cass Information Systems's current stock price is $39.29. Cass Information Systems's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $2.88. Cass Information Systems's Cyclically Adjusted Price-to-FCF of today is 13.64.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Cass Information Systems was 32.59. The lowest was 12.10. And the median was 19.05.


Cass Information Systems Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Cass Information Systems's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cass Information Systems Cyclically Adjusted FCF per Share Chart

Cass Information Systems Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.36 2.55 2.78 2.83 2.88

Cass Information Systems Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.83 2.86 2.87 2.80 2.88

Competitive Comparison of Cass Information Systems's Cyclically Adjusted FCF per Share

For the Specialty Business Services subindustry, Cass Information Systems's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems's Cyclically Adjusted Price-to-FCF Distribution in the Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's Cyclically Adjusted Price-to-FCF falls into.


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Cass Information Systems Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cass Information Systems's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.25/133.1571*133.1571
=1.250

Current CPI (Dec. 2024) = 133.1571.

Cass Information Systems Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 0.541 99.621 0.723
201506 0.351 100.684 0.464
201509 0.518 100.392 0.687
201512 0.415 99.792 0.554
201603 0.404 100.470 0.535
201606 0.607 101.688 0.795
201609 0.467 101.861 0.610
201612 0.567 101.863 0.741
201703 0.317 102.862 0.410
201706 0.991 103.349 1.277
201709 0.377 104.136 0.482
201712 0.645 104.011 0.826
201803 1.125 105.290 1.423
201806 0.370 106.317 0.463
201809 0.839 106.507 1.049
201812 0.612 105.998 0.769
201903 1.073 107.251 1.332
201906 0.639 108.070 0.787
201909 0.867 108.329 1.066
201912 0.103 108.420 0.127
202003 1.219 108.902 1.491
202006 0.924 108.767 1.131
202009 0.487 109.815 0.591
202012 0.510 109.897 0.618
202103 1.087 111.754 1.295
202106 0.280 114.631 0.325
202109 0.568 115.734 0.654
202112 0.157 117.630 0.178
202203 0.922 121.301 1.012
202206 1.082 125.017 1.152
202209 0.642 125.227 0.683
202212 0.667 125.222 0.709
202303 0.529 127.348 0.553
202306 0.234 128.729 0.242
202309 0.683 129.860 0.700
202312 0.189 129.419 0.194
202403 0.447 131.776 0.452
202406 0.626 132.554 0.629
202409 -0.170 133.029 -0.170
202412 1.250 133.157 1.250

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Cass Information Systems  (NAS:CASS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Cass Information Systems's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=39.29/2.88
=13.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Cass Information Systems was 32.59. The lowest was 12.10. And the median was 19.05.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Cass Information Systems Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Cass Information Systems's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Cass Information Systems Business Description

Traded in Other Exchanges
Address
12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. It operates in two segments: Information Services and Banking Services. The firm generates maximum revenue from the Information Services segment, which provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations.
Executives
Michael James Normile officer: CFO 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Martin H. Resch officer: President & CEO 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Frank Wicks director 3050 SPRUCE STREET, ST LOUIS MO 63103
James J Lindemann director 13001 HOLLENBERG DRIVE, BRIDGETON MO 63044
Randall L Schilling director 13001 HOLLENBERG DRIVE, BRIDGETON MO 63044
Ralph W Clermont director 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Joseph D Rupp director QUANEX BUILDING PRODUCTS CORPORATION, 1800 W LOOP SOUTH, SUITE 1500, HOUSTON TX 77027
Ann Walter Marr director 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Wendy J. Henry director 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Gary B Langfitt officer: COO-Utility Info Services 13001 HOLLENBERG DR, BRIDGETON MO 63044
Matthew Steven Schuckman officer: Executive Vice President 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Sally H Roth director 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Dwight D Erdbruegger officer: President 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Robert J Mathias officer: President, Cass Bank ACKRUTI, MIDC CROSS ROAD NO. 21, ANDHERI(E) MUMBAI K7 400093
Cavellier James M Jr officer: CIO 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131