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Cass Information SystemsCASS -0.39%62 3-Year Share Buyback Ratio is 1.90 as of Jun. 2026, which is 217% above its 10-year median of 0.60. GuruFocus rates CASS with a GF Scoreâ„¢ of 62/100 and a GF Valueâ„¢ of $49.80 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 694 Business Services companies, Cass Information Systems ranks better than 89.48% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Cass Information Systems's current 3-Year Share Buyback Ratio was 1.90%.
The historical rank and industry rank for Cass Information Systems's 3-Year Share Buyback Ratio or its related term are showing as below:
CASS'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -0.8 Med: 0.6 Max: 6.3
Current: 1.9
During the past 13 years, Cass Information Systems's highest 3-Year Share Buyback Ratio was 6.30%. The lowest was -0.80%. And the median was 0.60%.
CASS's 3-Year Share Buyback Ratio is ranked better than 89.48% of 694
companies
in the Business Services industry
Industry Median: -0.5
vs CASS: 1.90
Cass Information Systems (NAS:CASS) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Cass Information Systems 3-Year Share Buyback Ratio Related Terms
CASS vs TRNS, BKSY, KODK: 3-Year Share Buyback Ratio Comparison
For the Specialty Business Services subindustry, Cass Information Systems's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cass Information Systems 3-Year Share Buyback Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Cass Information Systems's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Cass Information Systems's 3-Year Share Buyback Ratio falls into.
Cass Information Systems 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.90 mean?
Cass Information Systems (CASS) has a 3-Year Share Buyback Ratio of 1.90 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Cass Information Systems and its competitors. This is 217% above median its historical median of 0.60. According to the industry distribution chart, Cass Information Systems ranks #73 out of 694 companies in the Business Services industry, placing it in the top 10.5%.
Is Cass Information Systems' 3-Year Share Buyback Ratio too high?
Cass Information Systems' current 3-Year Share Buyback Ratio of 1.90 is 217% above median its 10-year median of 0.60. Based on the distribution chart, Cass Information Systems ranks #73 out of 694 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Cass Information Systems has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' 3-Year Share Buyback Ratio compare to TRNS and BKSY?
According to the Business Services industry distribution chart, Cass Information Systems ranks #73 out of 694 companies for 3-Year Share Buyback Ratio. This places Cass Information Systems in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Business Services company?
A good 3-Year Share Buyback Ratio depends on the Business Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Cass Information Systems and its competitors. Cass Information Systems's current 3-Year Share Buyback Ratio is 1.90, which is 217% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Based on GuruFocus' analysis, Cass Information Systems (CASS) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.80, compared to a current price of $56.48 — trading 13.4% above its estimated fair value. The current 3-Year Share Buyback Ratio is 1.90, which is 217% above median its 10-year median of 0.60. Cass Information Systems' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Cass Information Systems (CASS), the current 3-Year Share Buyback Ratio is 1.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cass Information Systems (CASS) Overvalued in 2026?
Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued.
The current stock price of $56.48 is trading 13.4% above its estimated GF Value™ of $49.80.
GuruFocus considers Cass Information Systems to be Modestly Overvalued.
Key valuation signals for CASS:
3-Year Share Buyback Ratio: 1.90 (217% above median its 10-year median of 0.60)
GF Value™: $49.80 vs. price of $56.48 (13.4% above fair value)
No single metric tells the full story. See the CASS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
62GF Score
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