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Cass Information SystemsCASS -1.15%62 EV-to-OCF is 11.70 as of Aug. 20, 2026, which is 27% above its 10-year median of 9.23. GuruFocus rates CASS with a GF Score™ of 62/100 and a GF Value™ of $49.80 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,089 Business Services companies, Cass Information Systems ranks worse than 67.31% on this metric.
The historical rank and industry rank for Cass Information Systems's EV-to-OCF or its related term are showing as below:
CASS'
s EV-to-OCF Range Over the Past 10 Years
Min: -2.19 Med: 9.23 Max: 20.96
Current: 11.7
During the past 13 years, the highest EV-to-OCF of Cass Information Systems was 20.96. The lowest was -2.19. And the median was 9.23.
CASS's EV-to-OCF is ranked worse than 67.31% of 1089
companies
in the Business Services industry
Industry Median: 6.97
vs CASS: 11.70
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Cass Information Systems (NAS:CASS) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Cass Information Systems's PE Ratio (TTM) for today is calculated as:
Cass Information Systems's share price for today is $56.05.
Cass Information Systems's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.780.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Cass Information Systems EV-to-OCF Related Terms
Cass Information Systems EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, Cass Information Systems's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cass Information Systems EV-to-OCF vs Business Services Industry
For the Business Services industry and Industrials sector, Cass Information Systems's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Cass Information Systems's EV-to-OCF falls into.
Cass Information Systems's current Enterprise Value is $569.3 Mil.
Cass Information Systems's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $48.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cass Information Systems (CASS) has a EV-to-OCF of 11.70 as of Aug. 20, 2026. This is 27% above median its historical median of 9.23. According to the industry distribution chart, Cass Information Systems ranks #733 out of 1089 companies in the Business Services industry, placing it in the top 67.3%.
Is Cass Information Systems' EV-to-OCF too high?
Cass Information Systems' current EV-to-OCF of 11.70 is 27% above median its 10-year median of 9.23. The Business Services industry median EV-to-OCF is 6.97. Cass Information Systems' value of 11.70 is 67.9% above this industry median. Based on the distribution chart, Cass Information Systems ranks #733 out of 1089 companies in the Business Services industry, which is below the industry midpoint. Overall, Cass Information Systems has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' EV-to-OCF compare to TRNS and BKSY?
According to the Business Services industry distribution chart, Cass Information Systems ranks #733 out of 1089 companies for EV-to-OCF. This places Cass Information Systems in the lower half of its industry. The industry median EV-to-OCF is 6.97. Cass Information Systems' value of 11.70 is 67.9% above this benchmark. While the company's 10-year median is 9.23 vs. the industry median of 6.97, Cass Information Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Business Services company?
The median EV-to-OCF among Business Services companies is 6.97, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current EV-to-OCF of 11.70 is 67.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median EV-to-OCF is 6.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current EV-to-OCF is 11.70, which is 27% above median its own 10-year median of 9.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Based on GuruFocus' analysis, Cass Information Systems (CASS) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.80, compared to a current price of $56.05 — trading 12.6% above its estimated fair value. The current EV-to-OCF is 11.70, which is 27% above median its 10-year median of 9.23 and 67.9% above the Business Services industry median of 6.97. Cass Information Systems' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Cass Information Systems (CASS), the current EV-to-OCF is 11.70 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cass Information Systems (CASS) Overvalued in 2026?
Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued.
The current stock price of $56.05 is trading 12.6% above its estimated GF Value™ of $49.80.
GuruFocus considers Cass Information Systems to be Modestly Overvalued.
Key valuation signals for CASS:
EV-to-OCF: 11.70 (27% above median its 10-year median of 9.23)
GF Value™: $49.80 vs. price of $56.05 (12.6% above fair value)
Industry Position: 67.9% above the Business Services median (#733 of 1089)
No single metric tells the full story. See the CASS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
62GF Score
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