HHSSF (Huishang Bank) EV-to-OCF: 4.64 (As of Aug. 09, 2026) — 346% Above Median

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HHSSF Huishang Bank Corp Ltd HHSSF
51 GF Score
Price $0.42
GF Value $0.25
! 3 Warning Signs
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What is Huishang Bank EV-to-OCF?

Huishang Bank HHSSF 51 EV-to-OCF is 4.64 as of Aug. 09, 2026, which is 346% above its 10-year median of 1.04. GuruFocus rates HHSSF with a GF Score™ of 51/100 and a GF Value™ of $0.25. The stock has 3 warning signs investors should review. Among 1,498 Banks companies, Huishang Bank ranks worse than 52.27% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Huishang Bank's Enterprise Value is $35,206 Mil. Huishang Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $7,582 Mil. Therefore, Huishang Bank's EV-to-OCF for today is 4.64.

The historical rank and industry rank for Huishang Bank's EV-to-OCF or its related term are showing as below:

HHSSF' s EV-to-OCF Range Over the Past 10 Years
Min: -6.88   Med: 1.04   Max: 13.39
Current: 4.63

During the past 13 years, the highest EV-to-OCF of Huishang Bank was 13.39. The lowest was -6.88. And the median was 1.04.

HHSSF's EV-to-OCF is ranked worse than
52.27% of 1498 companies
in the Banks industry
Industry Median: 4.04 vs HHSSF: 4.63

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-09), Huishang Bank's stock price is $0.4165. Huishang Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.160. Therefore, Huishang Bank's PE Ratio (TTM) for today is 2.60.


Huishang Bank  (OTCPK:HHSSF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Huishang Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.4165/0.160
=2.60

Huishang Bank's share price for today is $0.4165.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Huishang Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.160.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Huishang Bank EV-to-OCF Related Terms


Huishang Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Huishang Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huishang Bank EV-to-OCF Chart

Huishang Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 2.33 0.66 -6.19 4.22

Huishang Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.00 -6.19 0.00 4.22

Huishang Bank EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Huishang Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huishang Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Huishang Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Huishang Bank's EV-to-OCF falls into.


HHSSF
51GF Score
Huishang Bank Corp Ltd HHSSF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Huishang Bank EV-to-OCF Calculation

Huishang Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=35206.205/7582.397
=4.64

Huishang Bank's current Enterprise Value is $35,206 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Huishang Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $7,582 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 4.64 mean?
Huishang Bank (HHSSF) has a EV-to-OCF of 4.64 as of Aug. 09, 2026. This is 346% above median its historical median of 1.04. According to the industry distribution chart, Huishang Bank ranks #783 out of 1498 companies in the Banks industry, placing it in the top 52.3%.
Is Huishang Bank's EV-to-OCF too high?
Huishang Bank's current EV-to-OCF of 4.64 is 346% above median its 10-year median of 1.04. The Banks industry median EV-to-OCF is 4.04. Huishang Bank's value of 4.64 is 14.9% above this industry median. Based on the distribution chart, Huishang Bank ranks #783 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Huishang Bank has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Huishang Bank ranks #783 out of 1498 companies for EV-to-OCF. This places Huishang Bank in the lower half of its industry. The industry median EV-to-OCF is 4.04. Huishang Bank's value of 4.64 is 14.9% above this benchmark. While the company's 10-year median is 1.04 vs. the industry median of 4.04, Huishang Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huishang Bank's current EV-to-OCF of 4.64 is 14.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huishang Bank's current EV-to-OCF is 4.64, which is 346% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current EV-to-OCF of 4.64. The stock's GF Value™ is $0.25, compared to a current price of $0.42 — trading 66.6% above its estimated fair value. The current EV-to-OCF is 4.64, which is 346% above median its 10-year median of 1.04 and 14.9% above the Banks industry median of 4.04. Huishang Bank's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current EV-to-OCF is 4.64 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huishang Bank (HHSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued. The current stock price of $0.42 is trading 66.6% above its estimated GF Value™ of $0.25.

Key valuation signals for HHSSF:

  • EV-to-OCF: 4.64 (346% above median its 10-year median of 1.04)
  • GF Value™: $0.25 vs. price of $0.42 (66.6% above fair value)
  • GF Score™: 51/100 with 3 warning signs
  • Industry Position: 14.9% above the Banks median (#783 of 1498)

No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huishang Bank Business Description

Other Exchanges 03698:Hong KongHB8:Germany
Address No. 1699 Yungu Road, Huishang Bank Building, Anhui Province, Hefei, CHN, 230092
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
51GF Score

Get the complete analysis for HHSSF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.42
Price
$0.25
GF Value