Sparebanken More (OSL:MORG) Debt-to-Asset : 0.43 (As of Jun. 2026)

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OSL:MORG Sparebanken More OSL:MORG
55 GF Score
Price kr111.54
GF Value kr94.22
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sparebanken More Debt-to-Asset?

Sparebanken More OSL:MORG +0.60% 55 Debt-to-Asset is 0.43 as of Jun. 2026. GuruFocus rates OSL:MORG with a GF Score™ of 55/100 and a GF Value™ of kr94.22 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Sparebanken More's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0 Mil. Sparebanken More's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr48,700 Mil. Sparebanken More's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr112,478 Mil. Sparebanken More's debt to asset for the quarter that ended in Jun. 2026 was 0.43.

Sparebanken More  (OSL:MORG) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Sparebanken More Debt-to-Asset Related Terms

Sparebanken More Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Sparebanken More's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken More Debt-to-Asset Chart

Sparebanken More Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.41 0.41 0.41 0.42

Sparebanken More Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.42 0.42 0.41 0.43

Sparebanken More Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Sparebanken More's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sparebanken More Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken More's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Sparebanken More's Debt-to-Asset falls into.


OSL:MORG
55GF Score
Sparebanken More OSL:MORG
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebanken More Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Sparebanken More's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(14748 + 30794) / 109280
=0.42

Sparebanken More's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 48700) / 112478
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.43 mean?
Sparebanken More (OSL:MORG) has a Debt-to-Asset of 0.43 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sparebanken More and its competitors.
Is Sparebanken More's Debt-to-Asset too high?
Sparebanken More's current Debt-to-Asset is 0.43. Overall, Sparebanken More has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's Debt-to-Asset compare to competitors?
Sparebanken More's Debt-to-Asset of 0.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sparebanken More and its competitors. Sparebanken More's current Debt-to-Asset is 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr94.22, compared to a current price of kr111.54 — trading 18.4% above its estimated fair value. The current Debt-to-Asset is 0.43. Sparebanken More's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current Debt-to-Asset is 0.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr111.54 is trading 18.4% above its estimated GF Value™ of kr94.22. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

  • Debt-to-Asset: 0.43
  • GF Value™: kr94.22 vs. price of kr111.54 (18.4% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken More Business Description

Other Exchanges 0G40:UKK5X:Germany
Address Kipervikgata 6, Alesund, NOR, 6003
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
55GF Score

Get the complete analysis for OSL:MORG

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr111.54
Price
kr94.22
GF Value