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Sparebanken MoreOSL:MORG +2.33%62 Debt-to-Equity is 4.60 as of Mar. 2026, which is 2% above its 10-year median of 4.50. GuruFocus rates OSL:MORG with a GF Score™ of 62/100 and a GF Value™ of kr95.25 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,422 Banks companies, Sparebanken More ranks worse than 96.2% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Sparebanken More's Debt-to-Equity or its related term are showing as below:
OSL:MORG'
s Debt-to-Equity Range Over the Past 10 Years
Min: 4.02 Med: 4.5 Max: 5.41
Current: 4.6
During the past 13 years, the highest Debt-to-Equity Ratio of Sparebanken More was 5.41. The lowest was 4.02. And the median was 4.50.
OSL:MORG's Debt-to-Equity is ranked worse than 96.2% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs OSL:MORG: 4.60
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Sparebanken More Debt-to-Equity Related Terms
Sparebanken More Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Sparebanken More's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebanken More Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Sparebanken More's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebanken More Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Sparebanken More's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Sparebanken More's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebanken More (OSL:MORG) has a Debt-to-Equity of 4.60 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sparebanken More and its competitors. This is near median its historical median of 4.50. Over the past decade, Sparebanken More's Debt-to-Equity has ranged from 4.02 to 5.41. According to the industry distribution chart, Sparebanken More ranks #1368 out of 1422 companies in the Banks industry, placing it in the top 96.2%.
Is Sparebanken More's Debt-to-Equity too high?
Sparebanken More's current Debt-to-Equity of 4.60 is near median its 10-year median of 4.50. Over the past 10 years, this metric has ranged from a low of 4.02 to a high of 5.41. The Banks industry median Debt-to-Equity is 0.58. Sparebanken More's value of 4.60 is 693.1% above this industry median. Based on the distribution chart, Sparebanken More ranks #1368 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sparebanken More has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Sparebanken More ranks #1368 out of 1422 companies for Debt-to-Equity. This places Sparebanken More in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Sparebanken More's value of 4.60 is 693.1% above this benchmark. Historically, Sparebanken More's own Debt-to-Equity has ranged from 4.02 to 5.41 over the past decade. While the company's 10-year median is 4.50 vs. the industry median of 0.58, Sparebanken More has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken More's current Debt-to-Equity of 4.60 is 693.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sparebanken More and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken More's current Debt-to-Equity is 4.60, which is near median its own 10-year median of 4.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr95.25, compared to a current price of kr112.56 — trading 18.2% above its estimated fair value. The current Debt-to-Equity is 4.60, which is near median its 10-year median of 4.50 and 693.1% above the Banks industry median of 0.58. Sparebanken More's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current Debt-to-Equity is 4.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebanken More (OSL:MORG) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued.
The current stock price of kr112.56 is trading 18.2% above its estimated GF Value™ of kr95.25.
GuruFocus considers Sparebanken More to be Modestly Overvalued.
Key valuation signals for OSL:MORG:
Debt-to-Equity: 4.60 (near median its 10-year median of 4.50)
GF Value™: kr95.25 vs. price of kr112.56 (18.2% above fair value)
Industry Position: 693.1% above the Banks median (#1368 of 1422)
No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
62GF Score
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