Sparebanken More (OSL:MORG) Peter Lynch Fair Value: kr107.08 (As of Jul. 20, 2026) — 8331% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:MORG Sparebanken More OSL:MORG
59 GF Score
Price kr111.74
GF Value kr95.72
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Sparebanken More Peter Lynch Fair Value?

Sparebanken More OSL:MORG +0.94% 59 Peter Lynch Fair Value is kr107.08 as of Jul. 20, 2026, which is 100% below its 10-year median of 1.27. GuruFocus rates OSL:MORG with a GF Score™ of 59/100 and a GF Value™ of kr95.72 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 874 Banks companies, Sparebanken More ranks worse than 81.69% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Sparebanken More's PEG is 1. Sparebanken More's 5-Year TTM Book Value Growth Rate is 5.47. Sparebanken More's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr19.58. Therefore, the Peter Lynch Fair Value for today is kr107.08.

As of today (2026-07-20), Sparebanken More's share price is kr111.74. Sparebanken More's Peter Lynch fair value is kr107.08. Therefore, Sparebanken More's Price to Peter Lynch Fair Value Ratio for today is 1.04.


The historical rank and industry rank for Sparebanken More's Peter Lynch Fair Value or its related term are showing as below:

OSL:MORG' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.47   Med: 1.27   Max: 2.12
Current: 2.01


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Sparebanken More was 2.12. The lowest was 0.47. And the median was 1.27.


OSL:MORG's Price-to-Peter-Lynch-Fair-Value is ranked worse than
81.69% of 874 companies
in the Banks industry
Industry Median: 1.12 vs OSL:MORG: 2.01

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Sparebanken More  (OSL:MORG) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.47 instead of 15 in this case.

Sparebanken More's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=111.74/107.08
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sparebanken More Peter Lynch Fair Value Related Terms


Sparebanken More Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Sparebanken More's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken More Peter Lynch Fair Value Chart

Sparebanken More Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 56.29 60.46 59.64 59.34 56.09

Sparebanken More Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.83 55.52 52.39 56.09 55.46

Sparebanken More Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, Sparebanken More's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken More Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken More's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Sparebanken More's Price-to-Peter-Lynch-Fair-Value falls into.


OSL:MORG
59GF Score
Sparebanken More OSL:MORG
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebanken More Peter Lynch Fair Value Calculation

Sparebanken More's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.47 *19.576
=107.08

Sparebanken More's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was kr19.58.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of kr107.08 mean?
Sparebanken More (OSL:MORG) has a Peter Lynch Fair Value of kr107.08 as of Jul. 20, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Sparebanken More and its competitors. This is 8331% above median its historical median of 1.27. Over the past decade, Sparebanken More's Peter Lynch Fair Value has ranged from 0.47 to 2.12. According to the industry distribution chart, Sparebanken More ranks #714 out of 874 companies in the Banks industry, placing it in the top 81.7%.
Is Sparebanken More's Peter Lynch Fair Value too high?
Sparebanken More's current Peter Lynch Fair Value of kr107.08 is 8331% above median its 10-year median of 1.27. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 2.12. Based on the distribution chart, Sparebanken More ranks #714 out of 874 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sparebanken More has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Sparebanken More ranks #714 out of 874 companies for Peter Lynch Fair Value. This places Sparebanken More in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Sparebanken More's own Peter Lynch Fair Value has ranged from 0.47 to 2.12 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Sparebanken More and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken More's current Peter Lynch Fair Value is kr107.08, which is 8331% above median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr95.72, compared to a current price of kr111.74 — trading 16.7% above its estimated fair value. The current Peter Lynch Fair Value is kr107.08, which is 8331% above median its 10-year median of 1.27. Sparebanken More's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current Peter Lynch Fair Value is kr107.08 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr111.74 is trading 16.7% above its estimated GF Value™ of kr95.72. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

  • Peter Lynch Fair Value: kr107.08 (8331% above median its 10-year median of 1.27)
  • GF Value™: kr95.72 vs. price of kr111.74 (16.7% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken More Business Description

Other Exchanges 0G40:UKK5X:Germany
Address Kipervikgata 6, Alesund, NOR, 6003
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
59GF Score

Get the complete analysis for OSL:MORG

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr111.74
Price
kr95.72
GF Value