Sparebanken More (OSL:MORG) ROE % Adjusted to Book Value: 14.59% (As of Mar. 2026)


OSL:MORG Sparebanken More OSL:MORG
64 GF Score
Price kr108.30
GF Value kr96.18
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Sparebanken More ROE % Adjusted to Book Value?

Sparebanken More OSL:MORG -0.04% 64 ROE % Adjusted to Book Value is 14.59% as of Mar. 2026. GuruFocus rates OSL:MORG with a GF Score™ of 64/100 and a GF Value™ of kr96.18 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Sparebanken More's ROE % for the quarter that ended in Mar. 2026 was 8.90%. Sparebanken More's PB Ratio for the quarter that ended in Mar. 2026 was 0.61. Sparebanken More's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 14.59%.


Sparebanken More ROE % Adjusted to Book Value Related Terms


Sparebanken More ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Sparebanken More's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken More ROE % Adjusted to Book Value Chart

Sparebanken More Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.98 19.45 26.19 23.15 18.06

Sparebanken More Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.45 17.90 19.49 20.74 14.59

Sparebanken More ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Sparebanken More's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken More ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken More's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Sparebanken More's ROE % Adjusted to Book Value falls into.


OSL:MORG
64GF Score
Sparebanken More OSL:MORG
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebanken More ROE % Adjusted to Book Value Calculation

Sparebanken More's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.20% / 0.62
=18.06%

Sparebanken More's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.90% / 0.61
=14.59%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.59% mean?
Sparebanken More (OSL:MORG) has a ROE % Adjusted to Book Value of 14.59% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sparebanken More and its competitors.
Is Sparebanken More's ROE % Adjusted to Book Value too high?
Sparebanken More's current ROE % Adjusted to Book Value is 14.59%. Overall, Sparebanken More has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's ROE % Adjusted to Book Value compare to competitors?
Sparebanken More's ROE % Adjusted to Book Value of 14.59% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sparebanken More and its competitors. Sparebanken More's current ROE % Adjusted to Book Value is 14.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr96.18, compared to a current price of kr108.30 — trading 12.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 14.59%. Sparebanken More's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current ROE % Adjusted to Book Value is 14.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr108.30 is trading 12.6% above its estimated GF Value™ of kr96.18. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

  • ROE % Adjusted to Book Value: 14.59%
  • GF Value™: kr96.18 vs. price of kr108.30 (12.6% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken More Business Description

Other Exchanges 0G40:UKK5X:Germany
Address Kipervikgata 6, Alesund, NOR, 6003
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
64GF Score

Get the complete analysis for OSL:MORG

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr108.30
Price
kr96.18
GF Value