Sparebanken More (OSL:MORG) LT-Debt-to-Total-Asset: 0.41 (As of Mar. 2026)

What is Sparebanken More LT-Debt-to-Total-Asset?

Sparebanken More OSL:MORG +1.22% 59 LT-Debt-to-Total-Asset is 0.41 as of Mar. 2026. GuruFocus rates OSL:MORG with a GF Score™ of 59/100 and a GF Value™ of kr96.18 (Modestly Overvalued). The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Sparebanken More's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.41.

Sparebanken More's long-term debt to total assets ratio increased from Mar. 2025 (0.40) to Mar. 2026 (0.41). It may suggest that Sparebanken More is progressively becoming more dependent on debt to grow their business.

Sparebanken More (OSL:MORG) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Sparebanken More LT-Debt-to-Total-Asset Related Terms

Sparebanken More LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Sparebanken More's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken More LT-Debt-to-Total-Asset Chart

Sparebanken More Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.39

0.40

0.41

Sparebanken More Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.40	0.43	0.41	0.41	0.41

59GF Score

Sparebanken More OSL:MORG

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Sparebanken More LT-Debt-to-Total-Asset Calculation

Sparebanken More's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	45091	/	109418
	=	0.41

Sparebanken More's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	44097	/	108873
	=	0.41

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.41 mean?

Sparebanken More (OSL:MORG) has a LT-Debt-to-Total-Asset of 0.41 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sparebanken More and its competitors.

Is Sparebanken More's LT-Debt-to-Total-Asset too high?

Sparebanken More's current LT-Debt-to-Total-Asset is 0.41. Overall, Sparebanken More has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Sparebanken More's LT-Debt-to-Total-Asset compare to competitors?

Sparebanken More's LT-Debt-to-Total-Asset of 0.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sparebanken More and its competitors. Sparebanken More's current LT-Debt-to-Total-Asset is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Sparebanken More stock overvalued right now?

Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr96.18, compared to a current price of kr109.92 — trading 14.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.41. Sparebanken More's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current LT-Debt-to-Total-Asset is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr109.92 is trading 14.3% above its estimated GF Value™ of kr96.18. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

LT-Debt-to-Total-Asset: 0.41
GF Value™: kr96.18 vs. price of kr109.92 (14.3% above fair value)
GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken More Business Description

Industry Financial Services Banks

Comparable Companies OSL:SOAG OSL:PARB OSL:HELG OSL:RING OSL:ROGS OSL:SKUE OSL:INSTA OSL:SNOR OSL:JAREN OSL:SPOG SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 0G40:UK K5X:Germany

Address Kipervikgata 6, Alesund, NOR, 6003

Website https://www.sbm.no

Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.

59GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr109.92

Price

kr96.18

GF Value

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