Sparebanken More (OSL:MORG) Margin of Safety % (DCF Earnings Based): 16.40% (As of Jun. 25, 2026)


OSL:MORG Sparebanken More OSL:MORG
68 GF Score
Price kr110.28
GF Value kr96.18
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Sparebanken More Margin of Safety % (DCF Earnings Based)?

Sparebanken More OSL:MORG -0.65% 68 Margin of Safety % (DCF Earnings Based) is 16.40% as of Jun. 25, 2026. GuruFocus rates OSL:MORG with a GF Score™ of 68/100 and a GF Value™ of kr96.18 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Sparebanken More's Predictability Rank is 3.5-Stars. Sparebanken More's intrinsic value calculated from the Discounted Earnings model is kr131.92 and current share price is kr110.28. Consequently,

Sparebanken More's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 16.40%.

Sparebanken More Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Sparebanken More's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sparebanken More Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken More's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Sparebanken More's Margin of Safety % (DCF Earnings Based) falls into.


OSL:MORG
68GF Score
Sparebanken More OSL:MORG
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken More Margin of Safety % (DCF Earnings Based) Calculation

Sparebanken More's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(131.92-110.28)/131.92
=16.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 16.40% mean?
Sparebanken More (OSL:MORG) has a Margin of Safety % (DCF Earnings Based) of 16.40% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Sparebanken More.
Is Sparebanken More's Margin of Safety % (DCF Earnings Based) too high?
Sparebanken More's current Margin of Safety % (DCF Earnings Based) is 16.40%. Overall, Sparebanken More has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's Margin of Safety % (DCF Earnings Based) compare to competitors?
Sparebanken More's Margin of Safety % (DCF Earnings Based) of 16.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Sparebanken More. Sparebanken More's current Margin of Safety % (DCF Earnings Based) is 16.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr96.18, compared to a current price of kr110.28 — trading 14.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 16.40%. Sparebanken More's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current Margin of Safety % (DCF Earnings Based) is 16.40% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr110.28 is trading 14.7% above its estimated GF Value™ of kr96.18. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

  • Margin of Safety % (DCF Earnings Based): 16.40%
  • GF Value™: kr96.18 vs. price of kr110.28 (14.7% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken More Business Description

Other Exchanges 0G40:UKK5X:Germany
Address Kipervikgata 6, Alesund, NOR, 6003
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
68GF Score

Get the complete analysis for OSL:MORG

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr110.28
Price
kr96.18
GF Value