Sparebanken More (OSL:MORG) FCF Margin %: -62.57% (As of Mar. 2026)


OSL:MORG Sparebanken More OSL:MORG
68 GF Score
Price kr110.28
GF Value kr96.18
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Sparebanken More FCF Margin %?

Sparebanken More OSL:MORG -0.65% 68 FCF Margin % is -62.57% as of Mar. 2026. GuruFocus rates OSL:MORG with a GF Score™ of 68/100 and a GF Value™ of kr96.18 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,504 Banks companies, Sparebanken More ranks worse than 92.49% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sparebanken More's Free Cash Flow for the three months ended in Mar. 2026 was kr-346 Mil. Sparebanken More's Revenue for the three months ended in Mar. 2026 was kr553 Mil. Therefore, Sparebanken More's FCF Margin % for the quarter that ended in Mar. 2026 was -62.57%.

As of today, Sparebanken More's current FCF Yield % is -44.79%.

The historical rank and industry rank for Sparebanken More's FCF Margin % or its related term are showing as below:

OSL:MORG' s FCF Margin % Range Over the Past 10 Years
Min: -272.96   Med: -105.8   Max: 230.59
Current: -102.77


During the past 13 years, the highest FCF Margin % of Sparebanken More was 230.59%. The lowest was -272.96%. And the median was -105.80%.

OSL:MORG's FCF Margin % is ranked worse than
92.49% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs OSL:MORG: -102.77


Sparebanken More FCF Margin % Related Terms


Sparebanken More FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sparebanken More's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken More FCF Margin % Chart

Sparebanken More Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -175.11 -189.97 -140.23 -99.42 -112.18

Sparebanken More Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -102.30 -797.84 411.91 30.02 -62.57

Sparebanken More FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Sparebanken More's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken More FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken More's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sparebanken More's FCF Margin % falls into.


OSL:MORG
68GF Score
Sparebanken More OSL:MORG
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken More FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sparebanken More's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2681/2390
=-112.18 %

Sparebanken More's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-346/553
=-62.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -62.57% mean?
Sparebanken More (OSL:MORG) has a FCF Margin % of -62.57% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sparebanken More and its competitors. According to the industry distribution chart, Sparebanken More ranks #1391 out of 1504 companies in the Banks industry, placing it in the top 92.5%.
Is Sparebanken More's FCF Margin % too high?
Sparebanken More's current FCF Margin % is -62.57%. Based on the distribution chart, Sparebanken More ranks #1391 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sparebanken More has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Sparebanken More ranks #1391 out of 1504 companies for FCF Margin %. This places Sparebanken More in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sparebanken More and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken More's current FCF Margin % is -62.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr96.18, compared to a current price of kr110.28 — trading 14.7% above its estimated fair value. The current FCF Margin % is -62.57%. Sparebanken More's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current FCF Margin % is -62.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr110.28 is trading 14.7% above its estimated GF Value™ of kr96.18. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

  • FCF Margin %: -62.57%
  • GF Value™: kr96.18 vs. price of kr110.28 (14.7% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken More Business Description

Other Exchanges 0G40:UKK5X:Germany
Address Kipervikgata 6, Alesund, NOR, 6003
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
68GF Score

Get the complete analysis for OSL:MORG

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr110.28
Price
kr96.18
GF Value