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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Geetanjali Credit and Capital's Debt-to-EBITDA or its related term are showing as below:
BOM:539486'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.31 Med: 9.14 Max: 290.32
Current: 0.56
During the past 12 years, the highest Debt-to-EBITDA Ratio of Geetanjali Credit and Capital was 290.32. The lowest was -1.31. And the median was 9.14.
BOM:539486's Debt-to-EBITDA is ranked better than 89.9% of 287
companies
in the Credit Services industry
Industry Median: 8.34
vs BOM:539486: 0.56
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Geetanjali Credit and Capital Debt-to-EBITDA Related Terms
Geetanjali Credit and Capital Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Geetanjali Credit and Capital Debt-to-EBITDA Chart
BOM:539486 vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Geetanjali Credit and Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geetanjali Credit and Capital Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Geetanjali Credit and Capital's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Geetanjali Credit and Capital's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Jun. 2026) EBITDA data.
Geetanjali Credit and Capital (BOM:539486) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Geetanjali Credit and Capital. According to the industry distribution chart, Geetanjali Credit and Capital ranks #29 out of 287 companies in the Credit Services industry, placing it in the top 10.1%.
Is Geetanjali Credit and Capital's Debt-to-EBITDA too high?
Geetanjali Credit and Capital's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Geetanjali Credit and Capital ranks #29 out of 287 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Geetanjali Credit and Capital has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Geetanjali Credit and Capital's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Geetanjali Credit and Capital ranks #29 out of 287 companies for Debt-to-EBITDA. This places Geetanjali Credit and Capital in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 8.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.34, based on 287 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Geetanjali Credit and Capital. For the Credit Services industry, the median Debt-to-EBITDA is 8.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Geetanjali Credit and Capital's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geetanjali Credit and Capital stock overvalued right now?
Geetanjali Credit and Capital (BOM:539486) has a current Debt-to-EBITDA of 0.00. The current Debt-to-EBITDA is 0.00. Geetanjali Credit and Capital's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Geetanjali Credit and Capital (BOM:539486), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Geetanjali Credit and Capital Ltd is a non-banking financial institution that provides finance and other services in India. It engages in investing in quoted and unquoted shares; advancing loans against listed shares, securities, and properties; margin funding; the provision of corporate and personal loans; trade financing and bill discounting; offering solutions for meeting liquidity requirements with technical insights into capital markets; and portfolio management/consultancy activities.
30GF Score
Get the complete analysis for BOM:539486
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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