Geetanjali Credit and CapitalBOM:539486 34 Operating Margin % is 64.56% as of Mar. 2026, which is 330% above its 10-year median of 15.03. GuruFocus rates BOM:539486 with a GF Score™ of 34/100. The stock has 4 warning signs investors should review. Among 410 Credit Services companies, Geetanjali Credit and Capital ranks better than 53.9% on this metric.
The historical rank and industry rank for Geetanjali Credit and Capital's Operating Margin % or its related term are showing as below:
BOM:539486'
s Operating Margin % Range Over the Past 10 Years
Min: 1.47 Med: 15.03 Max: 62.52
Current: 20.67
BOM:539486's Operating Margin % is ranked better than 53.9% of 410
companies
in the Credit Services industry
Industry Median: 17.47
vs BOM:539486: 20.67
Geetanjali Credit and Capital (BOM:539486) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Geetanjali Credit and Capital Operating Margin % Related Terms
Geetanjali Credit and Capital Operating Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Geetanjali Credit and Capital Operating Margin % Chart
BOM:539486 vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Geetanjali Credit and Capital's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geetanjali Credit and Capital Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Geetanjali Credit and Capital's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Geetanjali Credit and Capital's Operating Margin % falls into.
Geetanjali Credit and Capital Operating Margin % Calculation
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Geetanjali Credit and Capital (BOM:539486) has a Operating Margin % of 64.56% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Geetanjali Credit and Capital and its competitors. This is 330% above median its historical median of 15.03. Over the past decade, Geetanjali Credit and Capital's Operating Margin % has ranged from 1.47 to 62.52. According to the industry distribution chart, Geetanjali Credit and Capital ranks #189 out of 410 companies in the Credit Services industry, placing it in the top 46.1%.
Is Geetanjali Credit and Capital's Operating Margin % too high?
Geetanjali Credit and Capital's current Operating Margin % of 64.56% is 330% above median its 10-year median of 15.03. Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 62.52. The Credit Services industry median Operating Margin % is 17.47. Geetanjali Credit and Capital's value of 64.56% is 269.5% above this industry median. Based on the distribution chart, Geetanjali Credit and Capital ranks #189 out of 410 companies in the Credit Services industry, which is above the industry midpoint. Overall, Geetanjali Credit and Capital has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Geetanjali Credit and Capital's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Geetanjali Credit and Capital ranks #189 out of 410 companies for Operating Margin %. This puts Geetanjali Credit and Capital in the upper half of its industry. The industry median Operating Margin % is 17.47. Geetanjali Credit and Capital's value of 64.56% is 269.5% above this benchmark. Historically, Geetanjali Credit and Capital's own Operating Margin % has ranged from 1.47 to 62.52 over the past decade. While the company's 10-year median is 15.03 vs. the industry median of 17.47, Geetanjali Credit and Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.47, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Geetanjali Credit and Capital's current Operating Margin % of 64.56% is 269.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Geetanjali Credit and Capital and its competitors. For the Credit Services industry, the median Operating Margin % is 17.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Geetanjali Credit and Capital's current Operating Margin % is 64.56%, which is 330% above median its own 10-year median of 15.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geetanjali Credit and Capital stock overvalued right now?
Geetanjali Credit and Capital (BOM:539486) has a current Operating Margin % of 64.56%. The current Operating Margin % is 64.56%, which is 330% above median its 10-year median of 15.03 and 269.5% above the Credit Services industry median of 17.47. Geetanjali Credit and Capital's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Geetanjali Credit and Capital (BOM:539486), the current Operating Margin % is 64.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Geetanjali Credit and Capital Business Description
Geetanjali Credit and Capital Ltd is a non-banking financial institution that provides finance and other services in India. It engages in investing in quoted and unquoted shares; advancing loans against listed shares, securities, and properties; margin funding; the provision of corporate and personal loans; trade financing and bill discounting; offering solutions for meeting liquidity requirements with technical insights into capital markets; and portfolio management/consultancy activities.
34GF Score
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