Geetanjali Credit and Capital (BOM:539486) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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BOM:539486 Geetanjali Credit and Capital Ltd BOM:539486
28 GF Score
Price ₹8.11
! 3 Warning Signs
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What is Geetanjali Credit and Capital Effective Interest Rate on Debt %?

Geetanjali Credit and Capital BOM:539486 28 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates BOM:539486 with a GF Score™ of 28/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Geetanjali Credit and Capital's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹0.00 Mil. Geetanjali Credit and Capital's average total debt for the quarter that ended in Jun. 2026 was ₹0.94 Mil. Therefore, Geetanjali Credit and Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.00%.


Geetanjali Credit and Capital  (BOM:539486) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Geetanjali Credit and Capital Effective Interest Rate on Debt % Related Terms


Geetanjali Credit and Capital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Geetanjali Credit and Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Geetanjali Credit and Capital Effective Interest Rate on Debt % Chart

Geetanjali Credit and Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.58

Geetanjali Credit and Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:539486 vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Geetanjali Credit and Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Geetanjali Credit and Capital Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Geetanjali Credit and Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Geetanjali Credit and Capital's Effective Interest Rate on Debt % falls into.


BOM:539486
28GF Score
Geetanjali Credit and Capital Ltd BOM:539486
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Geetanjali Credit and Capital Effective Interest Rate on Debt % Calculation

Geetanjali Credit and Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.011/( (0.452+0.942)/ 2 )
=-1  *  -0.011/0.697
=1.58 %

where

Geetanjali Credit and Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (0.942+0)/ 1 )
=-1  *  0/0.942
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Geetanjali Credit and Capital (BOM:539486) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Geetanjali Credit and Capital and its competitors.
Is Geetanjali Credit and Capital's Effective Interest Rate on Debt % too high?
Geetanjali Credit and Capital's current Effective Interest Rate on Debt % is 0.00%. Overall, Geetanjali Credit and Capital has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Geetanjali Credit and Capital's Effective Interest Rate on Debt % compare to V and MA?
Geetanjali Credit and Capital's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Geetanjali Credit and Capital and its competitors. Geetanjali Credit and Capital's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geetanjali Credit and Capital stock overvalued right now?
Geetanjali Credit and Capital (BOM:539486) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Geetanjali Credit and Capital's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Geetanjali Credit and Capital (BOM:539486), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Geetanjali Credit and Capital Business Description

Address 2 Main, 2 Cross, 2, Shreedhar Krupa, Shreedhar Tutorials of Commerce, Vidyagiri, Dharwad, KA, IND, 580004
Geetanjali Credit and Capital Ltd is a non-banking financial institution that provides finance and other services in India. It engages in investing in quoted and unquoted shares; advancing loans against listed shares, securities, and properties; margin funding; the provision of corporate and personal loans; trade financing and bill discounting; offering solutions for meeting liquidity requirements with technical insights into capital markets; and portfolio management/consultancy activities.
28GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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