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Geetanjali Credit and CapitalBOM:539486 25 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BOM:539486 with a GF Score™ of 25/100. The stock has 3 warning signs investors should review. Among 164 Credit Services companies, Geetanjali Credit and Capital ranks worse than 609755.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Geetanjali Credit and Capital's
Operating Income
for the
three
months ended in Jun. 2026 was ₹1.48 Mil. Geetanjali Credit and Capital's Interest Expense for the
three
months ended in Jun. 2026 was ₹0.00 Mil.
Geetanjali Credit and Capital has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Geetanjali Credit and Capital's Interest Coverage or its related term are showing as below:
BOM:539486's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 51.6 * Ranked among companies with meaningful Interest Coverage only.
Geetanjali Credit and Capital (BOM:539486) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Geetanjali Credit and Capital Interest Coverage Related Terms
Geetanjali Credit and Capital Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Geetanjali Credit and Capital Interest Coverage Chart
BOM:539486 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Geetanjali Credit and Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geetanjali Credit and Capital Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Geetanjali Credit and Capital's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Geetanjali Credit and Capital's Interest Coverage falls into.
Geetanjali Credit and Capital Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Geetanjali Credit and Capital (BOM:539486) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Geetanjali Credit and Capital and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Geetanjali Credit and Capital's Interest Coverage has ranged from 17.00 to 10,000.00. According to the industry distribution chart, Geetanjali Credit and Capital ranks #999999 out of 164 companies in the Credit Services industry.
Is Geetanjali Credit and Capital's Interest Coverage too high?
Geetanjali Credit and Capital's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 10,000.00. Based on the distribution chart, Geetanjali Credit and Capital ranks #999999 out of 164 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Geetanjali Credit and Capital has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Geetanjali Credit and Capital's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Geetanjali Credit and Capital ranks #999999 out of 164 companies for Interest Coverage. This places Geetanjali Credit and Capital in the lower half of its industry. The industry median Interest Coverage is 51.60. Historically, Geetanjali Credit and Capital's own Interest Coverage has ranged from 17.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 51.60, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Geetanjali Credit and Capital and its competitors. For the Credit Services industry, the median Interest Coverage is 51.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Geetanjali Credit and Capital's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geetanjali Credit and Capital stock overvalued right now?
Geetanjali Credit and Capital (BOM:539486) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Geetanjali Credit and Capital's overall GF Score™ is 25/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Geetanjali Credit and Capital (BOM:539486), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Geetanjali Credit and Capital Business Description
Geetanjali Credit and Capital Ltd is a non-banking financial institution that provides finance and other services in India. It engages in investing in quoted and unquoted shares; advancing loans against listed shares, securities, and properties; margin funding; the provision of corporate and personal loans; trade financing and bill discounting; offering solutions for meeting liquidity requirements with technical insights into capital markets; and portfolio management/consultancy activities.
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