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Geetanjali Credit and CapitalBOM:539486 27 PB Ratio is 1.10 as of Aug. 09, 2026, which is 378% above its 10-year median of 0.23. GuruFocus rates BOM:539486 with a GF Score™ of 27/100. The stock has 3 warning signs investors should review. Among 526 Credit Services companies, Geetanjali Credit and Capital ranks worse than 51.71% on this metric.
Geetanjali Credit and Capital Ltd stock PB Ratio (=1.1) is close to 10-year high of 1.1.
The historical rank and industry rank for Geetanjali Credit and Capital's PB Ratio or its related term are showing as below:
BOM:539486'
s PB Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.23 Max: 1.1
Current: 1.1
During the past 12 years, Geetanjali Credit and Capital's highest PB Ratio was 1.10. The lowest was 0.12. And the median was 0.23.
BOM:539486's PB Ratio is ranked worse than 51.71% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs BOM:539486: 1.10
During the past 12 months, Geetanjali Credit and Capital's average Book Value Per Share Growth Rate was 0.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.30% per year.
During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Geetanjali Credit and Capital was 1.40% per year. The lowest was -0.50% per year. And the median was -0.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Geetanjali Credit and Capital PB Ratio Related Terms
Geetanjali Credit and Capital PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Geetanjali Credit and Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geetanjali Credit and Capital PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Geetanjali Credit and Capital's PB Ratio distribution charts can be found below:
* The bar in red indicates where Geetanjali Credit and Capital's PB Ratio falls into.
Geetanjali Credit and Capital PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Geetanjali Credit and Capital (BOM:539486) has a PB Ratio of 1.10 as of Aug. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Geetanjali Credit and Capital and its competitors. This is 378% above median its historical median of 0.23. Over the past decade, Geetanjali Credit and Capital's PB Ratio has ranged from 0.12 to 1.10. According to the industry distribution chart, Geetanjali Credit and Capital ranks #272 out of 526 companies in the Credit Services industry, placing it in the top 51.7%.
Is Geetanjali Credit and Capital's PB Ratio too high?
Geetanjali Credit and Capital's current PB Ratio of 1.10 is 378% above median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.10. The Credit Services industry median PB Ratio is 1.06. Geetanjali Credit and Capital's value of 1.10 is 3.8% above this industry median. Based on the distribution chart, Geetanjali Credit and Capital ranks #272 out of 526 companies in the Credit Services industry, which is below the industry midpoint. Overall, Geetanjali Credit and Capital has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Geetanjali Credit and Capital's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Geetanjali Credit and Capital ranks #272 out of 526 companies for PB Ratio. This places Geetanjali Credit and Capital in the lower half of its industry. The industry median PB Ratio is 1.06. Geetanjali Credit and Capital's value of 1.10 is 3.8% above this benchmark. Historically, Geetanjali Credit and Capital's own PB Ratio has ranged from 0.12 to 1.10 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 1.06, Geetanjali Credit and Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Geetanjali Credit and Capital's current PB Ratio of 1.10 is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Geetanjali Credit and Capital and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Geetanjali Credit and Capital's current PB Ratio is 1.10, which is 378% above median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geetanjali Credit and Capital stock overvalued right now?
Geetanjali Credit and Capital (BOM:539486) has a current PB Ratio of 1.10. The current PB Ratio is 1.10, which is 378% above median its 10-year median of 0.23 and 3.8% above the Credit Services industry median of 1.06. Geetanjali Credit and Capital's overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Geetanjali Credit and Capital (BOM:539486), the current PB Ratio is 1.10 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Geetanjali Credit and Capital Ltd is a non-banking financial institution that provides finance and other services in India. It engages in investing in quoted and unquoted shares; advancing loans against listed shares, securities, and properties; margin funding; the provision of corporate and personal loans; trade financing and bill discounting; offering solutions for meeting liquidity requirements with technical insights into capital markets; and portfolio management/consultancy activities.
27GF Score
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