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Geetanjali Credit and CapitalBOM:539486 +4.88%34 Gross Margin % is 88.33% as of Mar. 2026, which is 65% above its 10-year median of 53.50. GuruFocus rates BOM:539486 with a GF Score™ of 34/100. The stock has 4 warning signs investors should review. Among 387 Credit Services companies, Geetanjali Credit and Capital ranks better than 79.84% on this metric.
Geetanjali Credit and Capital (BOM:539486) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Geetanjali Credit and Capital had a gross margin of 88.33% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Geetanjali Credit and Capital Gross Margin % Related Terms
Geetanjali Credit and Capital Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Geetanjali Credit and Capital Gross Margin % Chart
BOM:539486 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Geetanjali Credit and Capital's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geetanjali Credit and Capital Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Geetanjali Credit and Capital's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Geetanjali Credit and Capital's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Geetanjali Credit and Capital (BOM:539486) has a Gross Margin % of 88.33% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Geetanjali Credit and Capital and its competitors. This is 65% above median its historical median of 53.50. Over the past decade, Geetanjali Credit and Capital's Gross Margin % has ranged from 16.28 to 94.51. According to the industry distribution chart, Geetanjali Credit and Capital ranks #78 out of 387 companies in the Credit Services industry, placing it in the top 20.2%.
Is Geetanjali Credit and Capital's Gross Margin % too high?
Geetanjali Credit and Capital's current Gross Margin % of 88.33% is 65% above median its 10-year median of 53.50. Over the past 10 years, this metric has ranged from a low of 16.28 to a high of 94.51. The Credit Services industry median Gross Margin % is 51.81. Geetanjali Credit and Capital's value of 88.33% is 70.5% above this industry median. Based on the distribution chart, Geetanjali Credit and Capital ranks #78 out of 387 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Geetanjali Credit and Capital has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Geetanjali Credit and Capital's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Geetanjali Credit and Capital ranks #78 out of 387 companies for Gross Margin %. This places Geetanjali Credit and Capital in the top 20% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.81. Geetanjali Credit and Capital's value of 88.33% is 70.5% above this benchmark. Historically, Geetanjali Credit and Capital's own Gross Margin % has ranged from 16.28 to 94.51 over the past decade. While the company's 10-year median is 53.50 vs. the industry median of 51.81, Geetanjali Credit and Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Geetanjali Credit and Capital's current Gross Margin % of 88.33% is 70.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Geetanjali Credit and Capital and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Geetanjali Credit and Capital's current Gross Margin % is 88.33%, which is 65% above median its own 10-year median of 53.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Geetanjali Credit and Capital stock overvalued right now?
Geetanjali Credit and Capital (BOM:539486) has a current Gross Margin % of 88.33%. The current Gross Margin % is 88.33%, which is 65% above median its 10-year median of 53.50 and 70.5% above the Credit Services industry median of 51.81. Geetanjali Credit and Capital's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Geetanjali Credit and Capital (BOM:539486), the current Gross Margin % is 88.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Geetanjali Credit and Capital Business Description
Geetanjali Credit and Capital Ltd is a non-banking financial institution that provides finance and other services in India. It engages in investing in quoted and unquoted shares; advancing loans against listed shares, securities, and properties; margin funding; the provision of corporate and personal loans; trade financing and bill discounting; offering solutions for meeting liquidity requirements with technical insights into capital markets; and portfolio management/consultancy activities.
34GF Score
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