Cash PlusCAS:CAP +4.17%22 Debt-to-EBITDA is 0.05 as of Dec. 2025, which is 17% below its 10-year median of 0.06. GuruFocus rates CAS:CAP with a GF Score™ of 22/100. Among 1,702 Software companies, Cash Plus ranks better than 93.13% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Cash Plus's Debt-to-EBITDA or its related term are showing as below:
CAS:CAP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.05 Med: 0.06 Max: 0.07
Current: 0.05
During the past 2 years, the highest Debt-to-EBITDA Ratio of Cash Plus was 0.07. The lowest was 0.05. And the median was 0.06.
CAS:CAP's Debt-to-EBITDA is ranked better than 93.13% of 1702
companies
in the Software industry
Industry Median: 1.095
vs CAS:CAP: 0.05
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Cash Plus Debt-to-EBITDA Related Terms
Cash Plus Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Cash Plus's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Plus Debt-to-EBITDA Chart
Cash Plus Annual Data
Trend
Dec24
Dec25
Debt-to-EBITDA
0.07
0.05
Cash Plus Semi-Annual Data
Dec24
Dec25
Debt-to-EBITDA
0.07
0.05
CAS:CAP vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, Cash Plus's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Plus Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Cash Plus's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Cash Plus's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.
Cash Plus (CAS:CAP) has a Debt-to-EBITDA of 0.05 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cash Plus. This is 17% below median its historical median of 0.06. Over the past decade, Cash Plus' Debt-to-EBITDA has ranged from 0.05 to 0.07. According to the industry distribution chart, Cash Plus ranks #117 out of 1702 companies in the Software industry, placing it in the top 6.9%.
Is Cash Plus' Debt-to-EBITDA too high?
Cash Plus' current Debt-to-EBITDA of 0.05 is 17% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.07. The Software industry median Debt-to-EBITDA is 1.10. Cash Plus' value of 0.05 is 95.4% below this industry median. Based on the distribution chart, Cash Plus ranks #117 out of 1702 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Cash Plus has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cash Plus' Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, Cash Plus ranks #117 out of 1702 companies for Debt-to-EBITDA. This places Cash Plus in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.10. Cash Plus' value of 0.05 is 95.4% below this benchmark. Historically, Cash Plus' own Debt-to-EBITDA has ranged from 0.05 to 0.07 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 1.10, Cash Plus has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Plus's current Debt-to-EBITDA of 0.05 is 95.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cash Plus. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Plus's current Debt-to-EBITDA is 0.05, which is 17% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Plus stock overvalued right now?
Cash Plus (CAS:CAP) has a current Debt-to-EBITDA of 0.05. The current Debt-to-EBITDA is 0.05, which is 17% below median its 10-year median of 0.06 and 95.4% below the Software industry median of 1.10. Cash Plus' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cash Plus (CAS:CAP), the current Debt-to-EBITDA is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app.
22GF Score
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