Cash PlusCAS:CAP +4.17%22 Return-on-Tangible-Equity is 52.49% as of Dec. 2025, which is 17% below its 10-year median of 63.06. GuruFocus rates CAS:CAP with a GF Score™ of 22/100. Among 2,472 Software companies, Cash Plus ranks better than 83.5% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Cash Plus's annualized net income for the quarter that ended in Dec. 2025 was MAD242 Mil. Cash Plus's average shareholder tangible equity for the quarter that ended in Dec. 2025 was MAD462 Mil. Therefore, Cash Plus's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 52.49%.
The historical rank and industry rank for Cash Plus's Return-on-Tangible-Equity or its related term are showing as below:
CAS:CAP'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 52.49 Med: 63.06 Max: 73.63
Current: 52.49
During the past 2 years, Cash Plus's highest Return-on-Tangible-Equity was 73.63%. The lowest was 52.49%. And the median was 63.06%.
CAS:CAP's Return-on-Tangible-Equity is ranked better than 83.5% of 2472
companies
in the Software industry
Industry Median: 8.76
vs CAS:CAP: 52.49
Cash Plus (CAS:CAP) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Cash Plus Return-on-Tangible-Equity Related Terms
Cash Plus Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Cash Plus's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Plus Return-on-Tangible-Equity Chart
Cash Plus Annual Data
Trend
Dec24
Dec25
Return-on-Tangible-Equity
73.63
52.49
Cash Plus Semi-Annual Data
Dec24
Dec25
Return-on-Tangible-Equity
73.63
52.49
CAS:CAP vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Cash Plus's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Plus Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Cash Plus's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Cash Plus's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 52.49% mean?
Cash Plus (CAS:CAP) has a Return-on-Tangible-Equity of 52.49% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cash Plus and its competitors. This is 17% below median its historical median of 63.06. Over the past decade, Cash Plus' Return-on-Tangible-Equity has ranged from 52.49 to 73.63. According to the industry distribution chart, Cash Plus ranks #408 out of 2472 companies in the Software industry, placing it in the top 16.5%.
Is Cash Plus' Return-on-Tangible-Equity too high?
Cash Plus' current Return-on-Tangible-Equity of 52.49% is 17% below median its 10-year median of 63.06. Over the past 10 years, this metric has ranged from a low of 52.49 to a high of 73.63. The Software industry median Return-on-Tangible-Equity is 8.76. Cash Plus' value of 52.49% is 499.2% above this industry median. Based on the distribution chart, Cash Plus ranks #408 out of 2472 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Cash Plus has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cash Plus' Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Cash Plus ranks #408 out of 2472 companies for Return-on-Tangible-Equity. This places Cash Plus in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.76. Cash Plus' value of 52.49% is 499.2% above this benchmark. Historically, Cash Plus' own Return-on-Tangible-Equity has ranged from 52.49 to 73.63 over the past decade. While the company's 10-year median is 63.06 vs. the industry median of 8.76, Cash Plus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.76, based on 2,472 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Plus's current Return-on-Tangible-Equity of 52.49% is 499.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cash Plus and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Plus's current Return-on-Tangible-Equity is 52.49%, which is 17% below median its own 10-year median of 63.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Plus stock overvalued right now?
Cash Plus (CAS:CAP) has a current Return-on-Tangible-Equity of 52.49%. The current Return-on-Tangible-Equity is 52.49%, which is 17% below median its 10-year median of 63.06 and 499.2% above the Software industry median of 8.76. Cash Plus' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Cash Plus (CAS:CAP), the current Return-on-Tangible-Equity is 52.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app.
22GF Score
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